Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 12/23/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 12/23/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.04%APY
VS
National Average
0.45%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
These credit unions offer great rates and top-notch features — and many make it easy to join.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
Get the latest rates on top-yielding money market accounts.
With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.
Our top 5 picks scored highly for access, range of products and digital options.
The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
Here’s the difference between APY and interest rate.
It’s possible to negotiate a higher-yielding savings account at your bank.
Finding the right savings account consists of comparing rates, fees and more.
These are the key differences between an FSA and an HSA, and how to choose the right one for you.
Learn why you need to check your APY.
Take control of your money and build a six-figure financial foundation. Here’s how.
Start saving today with these saving accounts with no minimum deposit required.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
Looking for a nearby Truist Bank location or ATM? Here’s how to find the closest ones.
Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) at and slightly above 4% with many nationally available CDs. Only a select few financial institutions offer promotional [...]
Checking and savings accounts are different. Should you have one, the other — or both?
These expert tips can help keep your bank and financial accounts safe from hackers.
Depositing cash into someone’s account isn’t always possible, but there are options.
Learn why a bank could close your account and what to about it.
It’s important to find the right accounts for your emergency savings.
The trusted provider of accurate rates and financial information