Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 01/16/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 01/16/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.03%APY
VS
National Average
0.43%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Get the latest rates on top-yielding money market accounts.
Expect yields to continue trending downward in 2026.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.
Here’s everything you need to know about savings accounts.
Expect yields to continue trending downward in 2026.
Comparing savings rates can ensure you get the best return on your savings.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
It’s important to find the right accounts for your emergency savings.
Here’s how much $10,000 in a high-yield savings account can earn you.
For many of us, saving money feels like an uphill battle.
Here’s how multiple savings accounts can help you reach your financial goals.
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
The Fed is expected to cut interest rates a third time. Here’s what to watch.
These holiday savings accounts are still available at many small banks and credit unions. But are they the best way to save?
Fed officials are still widely expected to cut interest rates for a third time.
Explore the unique bank perks you might be missing out on.
The CFPB has passed a rule to cut overdraft fees, but there are ways to save now.
Paying down debt is a top financial goal for Americans next year.
The best time to cash in savings bonds depends on an investor’s life circumstances.
The trusted provider of accurate rates and financial information