Citi Premier® Card Review
The rewards on select travel, supermarket and gas station purchases provide great value for most cardholders, but the stripped back features are worth weighing.
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
The rewards on select travel, supermarket and gas station purchases provide great value for most cardholders, but the stripped back features are worth weighing.
The Mastercard Black Card comes with many of the upscale perks we’ve come to expect from an expensive travel card.
The Amex Green Card is a solid Membership Rewards-earning card for transit and travel that easily justifies its annual fee if you maximize your points and perks.
The American Airlines AAdvantage MileUp℠ Card offers travel rewards for no annual fee. It’s great for earning miles but light in travel perks.
The Upgrade Visa® Card with Cash Rewards could offer a predictable and transparent financing alternative for cardholders who struggle with managing credit card balances. By putting your balance into an installment plan, the card could help you minimize interest charges and keep your debt repayment efforts on track.
The Indigo Mastercard is aimed at those with poor credit, no credit history, or even those who've declared bankruptcy, which means it’s easier to get approved for than other cards.
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
A credit card with a 0 percent intro APR can help you pay off debt.
The Hilton Honors American Express helps you reap the most benefits from Hilton-related purchases.
One of the only debit cards that gives you a chance to build credit, the Zolve Azpire card can be a great option if you’d rather avoid traditional credit card fees and interest.
A fine choice for bank customers, but there's nothing particularly special here for others.
The Avant Credit Card is an unsecured credit card designed for someone with a fair or average credit score or a limited credit history. It requires no deposit and can help you build credit with responsible use, but doesn't offer many other benefits.
The BMO Cash Back Credit Card could offer a lot of everyday value, especially if you spend heavily on streaming and TV services. Read our full review for all this card's pros and cons.
The Delta Gold card offers great everyday rewards and lucrative benefits for value-minded Delta travelers.
See 2024 Bankrate Award winners and learn which make sense for your goals and spending habits. Find cards for everyday use, travel, dining and more.
The Total Visa® Card is a bad option for rebuilding credit due to its high interest rates and excessive fees at every turn.