Best Rewards Cards
The best rewards credit cards make it easy to earn points, miles and cash back without overspending. Read our in-depth analysis of the top choices available from our partners.
11 min read
Oct 10, 2024
Garrett Yarbrough
Writer, Credit Cards
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4Years of experience
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86Publications Written
EXPERTISE
- Credit card strategy
- Credit card comparisons
- Credit card rewards
- Building credit
- Credit scores
EDUCATION
- Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
- Bachelor of Arts in History | East Carolina University
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He specializes in all things credit cards, and he has comprehensively researched the current market and past product offers for more than three years. Garrett thoroughly analyzes credit card terms, rewards programs, introductory offers and other card features to provide readers with the most insightful steps toward personal financial growth. He has also written and researched for major Bankrate features, including the latest credit card points and miles valuations, the 2022 through 2024 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ Approval Odds tool.
Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Send your questions about credit cards to gyarbrough@redventures.com.
Find Garrett beyond Bankrate
Garrett breaks down the current best credit cards on CreditCards.com
Garrett reviews the SuperCash Secured Mastercard® on CreditCards.com
Garrett reviews the Ink Business Premier℠ on CreditCards.com
Garrett reviews the Blue Cash Everyday® Card from American Express
Garrett wants you to know
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
Garrett’s recommended readings
How to choose the right credit card
Rethinking credit: Tips for first-generation credit users
How to maximize your credit card rewards
Under-the-radar credit card perks you should know
Merchant category codes: How to earn more cash back
How much are points and miles worth in 2023?
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett's latest articles
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Wells Fargo Reflect® Card
The Wells Fargo Reflect offers perhaps the longest intro APR period on purchases and qualifying balance transfers, but always pay on time to keep this stellar intro APR.
13 min read Oct 10, 2024 -
Best Chase Credit Cards for 2024 | Bankrate
These are Bankrate's top picks for Chase credit cards you should consider adding to your wallet in 2024. Read our expert advice and compare the latest offers from Chase.
19 min read Oct 10, 2024 -
Southwest Rapid Rewards® Priority Credit Card
The Southwest Rapid Rewards Priority Credit Card allows frequent flyers to build points quickly and is loaded with travel benefits to justify its annual fee.
12 min read Oct 10, 2024 -
Southwest Rapid Rewards® Plus Credit Card
The Southwest Rapid Rewards® Plus Credit Card is an ideal choice for Southwest flyers looking for an entry-level Southwest Airlines credit card.
15 min read Oct 10, 2024 -
Best No Annual Fee Cards for 2024
Here are the best credit cards with no annual fee. Read reviews from personal finance experts and compare offers from our partners to find the best card for you.
10 min read Oct 10, 2024 -
Citi Custom Cash® Card
The Citi Custom Cash card’s fresh take on 5 percent cash back rewards your biggest expenses each billing cycle and richly complements your other Citi cards.
15 min read Oct 10, 2024 -
Best Zero Interest Cards
Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate.
13 min read Oct 10, 2024
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Southwest® Rapid Rewards® Performance Business Credit Card
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
9 min read Oct 10, 2024 -
Citi® / AAdvantage® Executive World Elite Mastercard®
For a $450 annual fee, American Airlines loyalists can fly in style with perks like Admirals Club membership, priority boarding on flights, credit for TSA Pre✓® or Global Entry and more.
4 min read Sep 25, 2024 -
Marriott Bonvoy Boundless® Credit Card
The Marriott Bonvoy Boundless® Credit Card is replacing the Marriott Premier Plus Credit Card, and new cardholders have the chance to earn 100,000 bonus points after spending $3,000 on purchases within the first three months after account activation (for a limited time).
7 min read Sep 12, 2024 -
Jasper Cash Back Mastercard®
The Jasper Cash Back Mastercard® is a great card for future professionals new to the United States.
5 min read Jun 13, 2024 -
Navy Federal Credit Union cashRewards
For those who find tracking bonus categories too cumbersome and just want simple cash-back rewards, the Navy Federal Credit Union cashRewards card delivers.
3 min read Jun 13, 2024 -
Best credit cards for exclusive concert tickets
Citi is a Bankrate advertising partner. Rewards credit cards get a lot of good press for the money-saving benefits: statement credits, points and cash back. What’s not to love about them? But fans of [...]
7 min read Apr 23, 2024
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72Sold review: What it is and how it works
72Sold promises to sell your home in just 8 days, for around 10 percent more than other homes.
4 min read May 14, 2024 -
Best United Airlines credit cards
Whether you’re a United enthusiast or someone who wants to rack up miles for free flights in any program, you should consider co-branded United MileagePlus credit cards.
5 min read Dec 21, 2022