Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He specializes in all things credit cards, and he has comprehensively researched the current market and past product offers for more than three years. Garrett thoroughly analyzes credit card terms, rewards programs, introductory offers and other card features to provide readers with the most insightful steps toward personal financial growth. He has also written and researched for major Bankrate features, including the latest credit card points and miles valuations, the 2022 and 2023 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ Approval Odds tool.
Prior to joining Bankrate, Garrett worked at an ad agency and as a freelancer writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Send your questions about credit cards to gyarbrough@redventures.com.
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today.
The best rewards credit cards make it easy to earn points, miles and cash back without overspending. Read our in-depth analysis of the top choices available from our partners.
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The Wells Fargo Reflect offers perhaps the longest intro APR period on purchases and qualifying balance transfers, but always pay on time to keep this stellar intro APR.
Merchant category codes can help consumers earn more with rewards credit cards.
We break down the best cards for business rewards and perks.
This card offers a valuable roster of benefits, but travel cards that require a bit more elbow grease may deliver more features.
Approval Odds helps you know which cards you’re most likely to be approved for.
For those who find tracking bonus categories too cumbersome and just want simple cash-back rewards, the Navy Federal Credit Union cashRewards card delivers.
The Bank of America Premium Rewards Card pays big rewards for those with qualifying Preferred Rewards status, but it isn't as competitive otherwise.
A fine choice for bank customers, but there's nothing particularly special here for others.
The Jasper Cash Back Mastercard® is a great card for future professionals new to the United States.
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
Students on a budget will find some valuable perks in this no annual fee card.
The Marriott Bonvoy Boundless® Credit Card is replacing the Marriott Premier Plus Credit Card, and new cardholders have the chance to earn 100,000 bonus points after spending $3,000 on purchases within the first three months after account activation (for a limited time).
Citi is a Bankrate advertising partner. Rewards credit cards get a lot of good press for the money-saving benefits: statement credits, points and cash back. What’s not to love about them? But fans of [...]