Garrett Yarbrough

Writer, Credit Cards
  • 4
    Years of experience
  • 86
    Publications Written
Ribbon EXPERTISE
  • Credit card strategy
  • Credit card comparisons
  • Credit card rewards
  • Building credit
  • Credit scores
Education EDUCATION
  • Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
  • Bachelor of Arts in History | East Carolina University

 

Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He specializes in all things credit cards, and he has comprehensively researched the current market and past product offers for more than three years. Garrett thoroughly analyzes credit card terms, rewards programs, introductory offers and other card features to provide readers with the most insightful steps toward personal financial growth. He has also written and researched for major Bankrate features, including the latest credit card points and miles valuations, the 2022 through 2024 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ Approval Odds tool.

Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.

When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.

Send your questions about credit cards to gyarbrough@redventures.com.

Find Garrett beyond Bankrate

Garrett wants you to know

As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.

Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.

Garrett’s recommended readings

Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.

— Garrett Yarbrough

Garrett's Picks

Woman looking at cell phone
5 MIN READ

Best credit cards with cellphone insurance

Protect your phone with the best credit cards for cellphone insurance.

young lady paying at a counter of a store with a card
8 MIN READ

Merchant category codes: How to earn more cash back

Merchant category codes can help consumers earn more with rewards credit cards.

couple looking out at the view on a lake
9 MIN READ

How much are points and miles worth in 2024?

See how far your rewards can take you with our data-backed valuations.

Business Owner Paying Bills Online
19 MIN READ

Best credit cards for business expenses

We break down the best cards for business rewards and perks.

Garrett's latest articles

  • Discover it® Chrome

    If you’re looking for a no annual fee starter card, the Discover It® chrome is a solid value for diners and drivers.

    10 min read Aug 22, 2024

  • The Platinum Card® from American Express

    The Platinum Card cements its' best-in-class status with more elite rewards and benefits for travelers than ever before, but at a higher price.

    23 min read Aug 20, 2024
  • Gay couple working on laptop and digital tablet while relaxing by pool

    Capital One Venture Card benefits guide

    The Capital One Venture card offers a valuable slate of benefits, but travel cards requiring a bit more elbow grease may deliver more.

    6 min read Aug 20, 2024

  • Credit Utilization Calculator

    Our credit utilization calculator quickly determines your ratio of available credit and delivers the next steps to improve your credit score.

    3 min read Aug 19, 2024

  • Citi Double Cash® Card

    The Citi Double Cash has a simple rewards structure that offers great value on everyday spending.

    14 min read Aug 14, 2024

  • TD Double Up Credit Card review

    This card offers a top-tier flat cash back rate, but its limited availability and mediocre sign-up bonus may limit its appeal.

    13 min read Aug 14, 2024