Garrett Yarbrough wrote credit card reviews, comparisons and guides for Bankrate and CreditCards.com. He comprehensively researched the market for more than five years, and specialized in evaluating the potential and personal value of credit cards for real people by providing the most insightful steps toward finding the best credit card — and personal financial growth at the end of the day.
He used his firsthand expertise and years of analysis to write and research for major Bankrate features, including Bankrate’s Best Credit Cards hub, the latest credit card points and miles valuations, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ and Approval Odds tools.
Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Beyond Bankrate
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
How to choose the right credit card
Rethinking credit: Tips for first-generation credit users
How to maximize your credit card rewards
Under-the-radar credit card perks you should know
Merchant category codes: How to earn more cash back
How much are points and miles worth in 2023?
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Grocery rewards cards earn cash back or points on your essential everyday purchases at the supermarket. We’ll help you sort through all the options to see which one is right for you.
The Blue Business®️ Plus Credit Card from American Express as a decent interest-free period and an acceptable welcome offer for a card with no annual fee.
This hybrid credit card/personal loan packs in plenty of features and could be a standout option for rewards seekers looking for an easy-to-use flat-rate card
The Capital One Venture Rewards Credit Card is one of the best credit cards on the market if you want one of the easiest to manage travel rewards experiences available, but its new elite card sibling is likely a better value for many cardholders.
The Capital One Spark Cash for Business Plus is ideal for business owners who want rewards for their spending but have no time for rewards categories.
The Reserve Business card offers Delta’s premier travel experience, but it may only be worth it for select business travelers.
The Southwest Rapid Rewards Priority Credit Card allows frequent flyers to build points quickly and is loaded with travel benefits to justify its annual fee.
The Venture X Business card’s flat-rate rewards program, generous travel perks and flexible spending limit should make it a lucrative option for small-business owners looking for a taste of luxury travel.
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