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Wyndham Capital Mortgage is good for borrowers looking to explore a variety of loan options or wanting the convenience of an e-closing.
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Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; home equity loan; non-QM; investment property
Min. credit score required
620 for conventional loans
Nationwide availability
Available in all states except Hawaii, Massachusetts and New York
Min. down payment
3% for conventional loans, 3.5% for FHA loans, none for VA loans
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NMLS: 2948
4.1
Bankrate Score
Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; home equity loan; non-QM; investment property
Nationwide Availability
Available in all states except Hawaii, Massachusetts and New York
Min. credit score required
620 for conventional loans
Automated preapprovals and on-demand preapproval letters
E-closing experience for faster turnaround
Live follow-up system that connects borrowers with a loan officer to discuss their application
Can’t apply for financing in person
No brick-and-mortar branches
Wyndham Capital Mortgage is good for borrowers looking to explore a variety of loan options or wanting the convenience of an e-closing.
Affordability: Wyndham Capital mortgage’s rates weren’t available online at the time of this review. You can inquire about a personalized quote via the lender’s website.
Availability: Wyndham Capital Mortgage lends to borrowers in most states, with New York one notable exception. It does have some non-qualifying (non-QM) options for borrowers with non-traditional circumstances.
Borrower experience: This lender has an A+ rating from the Better Business Bureau and consistently receives praise for its customer service.
You can request a customized rate quote from Wyndham Capital Mortgage online by filling out a form with your contact information and some basic details about the loan you’re seeking. The lender doesn’t charge any fees except in the event you need to extend your rate lock.
Wyndham’s mortgage offerings include conventional and government-insured loans, as well as some non-QM products. It can also help you if you’re looking to finance an investment property. The lender doesn’t operate in Hawaii, Massachusetts or New York, however.
Wyndham Capital Mortgage has been in business for 20 years, with $30 billion in funded loans since then. The lender boasts an A+ rating from the Better Business Bureau and overwhelmingly positive reviews from past customers on various testimonial sites.
You can apply for a home loan with Wyndham online, and the lender can generate a preapproval letter on the spot for a specific property. Its website features mortgage and refinance calculators and other resources, and the lender supports e-closings. If you want to take advantage of the lender’s closing guarantee, note you’ll need to sign up for the lender’s loan management portal and complete the required steps within five business days.
For help with a mortgage, you can contact the lender Monday through Friday from 8 a.m. to 5:30 p.m. ET at 888-474-3073.
Wyndham Capital Mortgage offers 10-, 15-, 20- and 30-year refinancing, as well as cash-out and FHA and VA streamline refinancing. Borrowers can begin the process of getting a customized rate and applying for a refinance online.
NMLS: 2948
3.4
5 ratings
This lender has 0 reviews.
60% of customers would recommend this lender.