Wyndham Capital Mortgage Review 2023
The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for .
At a glance
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; home equity loan; non-QM; investment property
Available in all states except Hawaii, Massachusetts and New York
Min. credit score required
620 for conventional loans
Pros and cons
- Automated preapprovals and on-demand preapproval letters
- E-closing experience for faster turnaround
- Live follow-up system that connects borrowers with a loan officer to discuss their application
- Can’t apply for financing in person
- No brick-and-mortar branches
Wyndham Capital Mortgage overview
Wyndham Capital Mortgage is good for
Borrowers looking to explore a variety of loan options or wanting the convenience of an e-closing
Breakdown of Wyndham Capital Mortgage overall score
Affordability: Wyndham Capital mortgage’s rates weren’t available online at the time of this review. You can inquire about a personalized quote via the lender’s website.
Availability: Wyndham Capital Mortgage lends to borrowers in most states, with New York one notable exception. It does have some non-qualifying (non-QM) options for borrowers with non-traditional circumstances.
Borrower experience: This lender has an A+ rating from the Better Business Bureau and consistently receives praise for its customer service.
To determine a mortgage lender’s Bankrate Score, Bankrate’s editorial team rates lenders on a scale of one to five stars based on a variety of factors relating to the lender’s products and services. Bankrate’s partners compensate us, but our opinions are our own, and partner relationships do not influence our reviews. Here is our full methodology.
You can request a customized rate quote from Wyndham Capital Mortgage online by filling out a form with your contact information and some basic details about the loan you’re seeking. The lender doesn’t charge any fees except in the event you need to extend your rate lock.
Wyndham’s mortgage offerings include conventional and government-insured loans, as well as some non-QM products. It can also help you if you’re looking to finance an investment property. The lender doesn’t operate in Hawaii, Massachusetts or New York, however.
Borrower experience: 4.3/5
Wyndham Capital Mortgage has been in business for 20 years, with $30 billion in funded loans since then. The lender boasts an A+ rating from the Better Business Bureau and overwhelmingly positive reviews from past customers on various testimonial sites.
You can apply for a home loan with Wyndham online, and the lender can generate a preapproval letter on the spot for a specific property. Its website features mortgage and refinance calculators and other resources, and the lender supports e-closings. If you want to take advantage of the lender’s closing guarantee, note you’ll need to sign up for the lender’s loan management portal and complete the required steps within five business days.
For help with a mortgage, you can contact the lender Monday through Friday from 8 a.m. to 5:30 p.m. ET at 888-474-3073.
Refinancing with Wyndham Capital Mortgage
Wyndham Capital Mortgage offers 10-, 15-, 20- and 30-year refinancing, as well as cash-out and FHA and VA streamline refinancing. Borrowers can begin the process of getting a customized rate and applying for a refinance online.
Alternatives to Wyndham Capital Mortgage
Wyndham Capital Mortgage consumer reviews
About consumer ratings
Customer service rating
60% of reviews would recommend this lender
0 of 0 rates honored
Review this lender
Write a review of your experience with Wyndham Capital Mortgage.