Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
What's new
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How to get a personal loan in 8 steps
Borrowers have a few places to turn to for personal loans. Here’s what to know.
11 min read Jan 27, 2024 -
Best Egg vs. LightStream: Which offers better personal loans?
Best Egg vs. LightStream: Which personal loan is best for you?
2 min read Jan 26, 2024 -
How debt consolidation loans work
Debt consolidation can help you stay organized and possibly save money.
6 min read Jan 26, 2024 -
Pros and cons of bad credit loans
Consider the benefits and drawbacks to decide if a bad credit loan is a good fit.
5 min read Jan 26, 2024 -
Common types of installment loans and their best uses
Unlike credit cards, installment loans are close-ended debt products.
5 min read Jan 26, 2024 -
Bad credit personal loans: What to know and how to decide if you should get one
A bad credit personal loan can be a solution when someone might not qualify for other options.
3 min read Jan 25, 2024 -
6 types of emergency loans and their uses
If saving up isn’t possible, shop around for the emergency loan with the best rate.
9 min read Jan 25, 2024 -
Avant vs. Upstart: Which offers better personal loans?
Avant has flexible guidelines, and Upstart lets you shop around for the best deal.
2 min read Jan 25, 2024 -
Earnest vs. LendingClub: Which offers better personal loans?
Earnest and LendingClub offer personal loans with fair credit in mind.
2 min read Jan 25, 2024 -
Fifth Third vs. Laurel Road: Which offers better personal loans?
Fifth Third and Laurel Road offer good personal loans thanks to competitive rates.
2 min read Jan 25, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.