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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

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Digging your way out of deep debt is hard, but there are options.
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Before you get a personal loan, the lender will want to know what your credit score is.
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In 2025, rates remain high amid economic uncertainty.
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The Federal Reserve just lowered interest rates for the first time in four years.
A college student sits on a bench and looks at her binder
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
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Understanding your options and finances are key to getting a home improvement loan.
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Buying or renting a boat depends on your wants, needs and financial situation when both options have pros and cons.
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You’ll need excellent credit and good finances to qualify.
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