Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Personal loan interest rates in 2023 | Facts and statistics
Interest rates are rising, so what does that mean for your finances?
7 min read Mar 20, 2024 -
Personal loans interest rate forecast for 2024: Rates may trend down with Fed cuts
Average personal loan interest rates hover around 11 to 12 percent in late 2023.
3 min read Mar 20, 2024 -
What is an unsecured loan?
These loans don’t require collateral and typically charge higher interest rates.
7 min read Mar 20, 2024 -
Paying for van life
The Vanlife movement comes with costs adventures should prepare for.
7 min read Mar 20, 2024 -
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5 tips for paying unexpected expenses
A personal loan could be a good way to pay for emergencies.
5 min read Mar 20, 2024 -
What happens if I default on an installment loan?
Here’s what happens when you default on a loan.
6 min read Mar 20, 2024 -
8 ways to spot personal loan scams
Follow these tips to avoid falling prey to personal loan fraudsters.
6 min read Mar 20, 2024 -
Dental loans: How to finance dental costs
Dental work can be expensive, but getting it done can save you money in the long run. If you’re strapped for cash, consider taking out a dental loan — a personal loan used to cover all dental expenses. [...]
5 min read Mar 18, 2024 -
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.