Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Andrew pentis headshot

Andrew pentis Arrow Right Icon

Writer and Consumer Lending Analyst

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Woman paying a bill on her mobile phone with her bank card
Digging your way out of deep debt is hard, but there are options.
Mid adult man wearing headphones using laptop and looking away
Here are the pros and cons of having multiple installment loans.
Hands trading a car key for money
To use your car as collateral for a loan, you must have equity in it.
Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
Borrowers have a few places to turn to for personal loans. Here’s what to know.
A stack of cash arranged to resemble a staircase set against a solid green background.
Learn how to get a $50,000 personal loan, including lenders that offer this amount and tips for getting approved.
A woman with a laptop sits on a couch with a small dog
Just because a loan is easy to get approved for doesn’t mean it’s the best option.
A woman frowns at paperwork
Payday loans are an easy way to get cash, but they have sky-high interest rates.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc