Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Check your personal loan rates
Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
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How does a personal loan affect your credit score?
Do personal loans hurt your credit? They can, but they also bring other benefits.
3 min read Jan 02, 2024 -
Capital One personal loans: 2024 review
Good alternatives to Capital One personal loans
1 min read Jan 01, 2024 -
Figure personal loan alternatives: 2024 review
Figure does not offer personal loans.
1 min read Jan 01, 2024 -
Barclays personal loans: 2024 Review
Barclays does not offer personal loans.
1 min read Jan 01, 2024 -
Marcus by Goldman Sachs Personal Loans: 2024 Review
Marcus by Goldman Sachs no longer offers personal loans.
1 min read Jan 01, 2024 -
Bank of America personal loans: 2024 review
Bank of America does not offer personal loans.
2 min read Jan 01, 2024 -
Stilt personal loans: 2024 Review
Stilt doesn’t offer personal loans, so look at these similar alternatives.
1 min read Jan 01, 2024 -
Upgrade vs. TD Bank: Which offers better personal loans?
Upgrade’s personal loans are more flexible, while TD Bank’s loans are lower cost.
3 min read Dec 15, 2023 -
Achieve vs. Municipal Credit Union: Which offers better personal loans?
Achieve and Municipal Credit Union offer similar loans but total cost differs.
3 min read Dec 13, 2023 -
Upgrade vs. Fifth Third: Which offers better personal loans?
Upgrade and Fifth Third are both reputable financial institutions that offer affordable personal loans to people with good to excellent credit. While both companies provide competitive products and features, [...]
2 min read Dec 11, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.