Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
What's new
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5 tips for paying unexpected expenses
A personal loan could be a good way to pay for emergencies.
5 min read Mar 20, 2024 -
What happens if I default on an installment loan?
Here’s what happens when you default on a loan.
6 min read Mar 20, 2024 -
8 ways to spot personal loan scams
Follow these tips to avoid falling prey to personal loan fraudsters.
6 min read Mar 20, 2024 -
Dental loans: How to finance dental costs
Dental work can be expensive, but getting it done can save you money in the long run. If you’re strapped for cash, consider taking out a dental loan — a personal loan used to cover all dental expenses. [...]
5 min read Mar 18, 2024 -
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Alternatives to bad credit loans that can save money
There are alternatives to bad credit loans if you need money.
5 min read Mar 18, 2024 -
Critical factors to consider when taking out payday loans amidst soaring inflation
If you are looking into payday loans to make ends meet during inflation, you may want to find less expensive alternatives instead.
10 min read Mar 18, 2024 -
What is a share-secured loan, and how does it work?
With flexible terms and lower rates, this tool can be good for building credit.
6 min read Mar 14, 2024 -
What happens when you can’t repay a payday loan?
When you can’t repay a payday loan, several things are likely to happen as a result.
5 min read Mar 14, 2024 -
How to get a personal loan with bad credit & special considerations
You still can snag a personal loan with a low credit score. Here’s how.
8 min read Mar 14, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.