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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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Upstart logo
4.8
Rating: 4.8 stars out of 5
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The latest

Man works on laptop. Behind him is an image of a yellow half circle overlaid on the photograph's background.
When managed well, installment loans can help improve or build your credit.
A signpost that reads "buy now pay later" with a pile of money behind it.
The CFPB’s BNPL guidance has shifted with its new report.
An older white couple sits together outside while reading books.
To get a $100,000 personal loan, you’ll need to prove your creditworthiness and ability to repay such a sizable loan.
A man frowns, overwhelmed by debt.
The more debt that buy now, pay later borrowers accumulate, the likelier it is that they’ll resort to personal loans for debt consolidation.
Ongoing changes to the CFPB will likely reduce regulations and consumer protections.
Illustration of man going over finances on a tablet at home
If you pay off your loans early, make sure it is the right move for your finances.
A piggy bank atop a stack of cash
Happen Bank customers can receive two percent of their on-time loan payment in cash back.
Young Black man uses a calculator at his table while looking through papers.
Personal loans aren’t the only way to get a substantial amount of cash quickly.
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