Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
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Should you buy or rent a boat? Factors to consider before deciding
Buying or renting a boat depends on your wants, needs and financial situation when both options have pros and cons.
6 min read Jan 04, 2024 -
Avant vs. OneMain Financial: Which offers better personal loans?
Avant and OneMain Financial cater to borrowers with bad to fair credit scores.
1 min read Jan 04, 2024 -
Achieve vs. Happy Money: Which loan is right for you?
Achieve and Happy Money are best for debt consolidation.
1 min read Jan 03, 2024 -
Achieve vs. Upgrade: Which offers better personal loans?
Achieve is best for consolidating debt, while Upgrade is best for emergencies.
2 min read Jan 03, 2024 -
How a personal loan can help you recover from holiday credit card debt
Can a personal loan can help you recover from holiday credit card debt?
4 min read Jan 03, 2024 -
How to get a home improvement loan
Understanding your options and finances are key to getting a home improvement loan.
5 min read Jan 03, 2024 -
Do installment loans build credit? What to know before you take one out
When managed well, installment loans can help improve or build your credit.
5 min read Jan 03, 2024 -
How does a personal loan affect your credit score?
Do personal loans hurt your credit? They can, but they also bring other benefits.
3 min read Jan 02, 2024 -
How to choose a credit repair company
Before choosing a credit repair company, research its reputation, products and fees.
2 min read Jan 02, 2024 -
Capital One personal loans: 2024 review
Good alternatives to Capital One personal loans
1 min read Jan 01, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.