Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

The latest

Design element of a person sitting at desk with a laptop.
Take steps to increase the likelihood you’ll be approved for a personal loan.
Person with yellow pants reading a document while notating with pen.
Learn how to read your personal loan agreement like a pro.
Two women look at a computer screen.
Avant and OneMain Financial cater to borrowers with bad to fair credit scores.
Man thoughtfully reviewing a document at a table that has many papers on it. The image has a light yellow background with a darker yellow circle behind the man.
How two Bankrate experts used credit card consolidation loans — and what changed.
A bag with a dollar symbol on it and arrow pointing up and to the right with an illustrated yellow background and a single dollar bill on the left and a single hundred dollar bill on the right
In 2025, rates remain high amid economic uncertainty.
Average personal loan interest rates hover around 11 to 12 percent in late 2023.
Man proposing to woman in a field of lavender. Image is in a half circle on top of a light yellow rectangle and a purple background.
Establish a financial plan with your significant other prior to tying the knot.
A maze made of money
Don’t fall for personal loan misconceptions.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc