Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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The origination costs of personal loans
Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.
1 min read Feb 04, 2016 -
What can a personal loan do for you?
Debt consolidation, home improvements and major purchases are the top reasons people choose personal loans. Others include financing a vacation, paying your taxes or paying for medical expenses.
1 min read Jan 29, 2016 -
Cruz failed to report campaign loans
According to CNN Politics, Sen. Ted Cruz took out 2 unreported personal loans while running for the Texas Republican primary — 1 from Goldman Sachs and a 2nd from Citibank.
1 min read Jan 22, 2016 -
10 trusty tips in applying for a personal loan in 2016
If you shop for a personal loan in 2016, follow these tips for the best deal.
3 min read Dec 21, 2015 -
How do I get out of a loan with my ex?
Trying to make your ex take your name off joint loans? Good luck. Instead, try talking to her.
3 min read Jul 09, 2012 -
Pay off mortgage or car loan first?
What a dilemma — whether to pay off a mortgage or car loan? Consider these points before deciding.
1 min read Dec 17, 2010 -
How do I take a loan from my 401(k)?
A 401(k) loan is one way to get cash. But you need to understand the pros and cons of doing it.
2 min read Jun 15, 2009
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.