Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
What's new
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Out-of-pocket healthcare: Average costs and how to finance them
Even with insurance, healthcare events can involve large out-of-pocket costs.
6 min read May 17, 2023 -
Can I get an emergency loan with no job?
Employment isn’t the only income source considered by lenders.
3 min read May 12, 2023 -
How to boost your chances of getting approved for a personal loan
Take steps to increase the likelihood you’ll be approved for a personal loan.
3 min read May 12, 2023 -
Cost of owning a boat
If you are interested in buying a boat and setting sail on the open water, you have a lot of costs to consider.
7 min read May 10, 2023 -
Loan origination fees
The interest rate alone doesn’t necessarily tell the whole story about what you owe.
4 min read May 04, 2023 -
What happens to your loans when a lender goes bankrupt?
Find out what happens if a lender goes bankrupt.
3 min read Apr 24, 2023 -
5 tips to pay off personal loans early
If you pay off your loans early, make sure it is the right move for your finances.
8 min read Apr 24, 2023 -
Will loan interest rate caps harm financial well-being?
Will loan interest rate caps harm financial well-being?
3 min read Apr 17, 2023 -
Upstart vs. Best Egg: Which Is Best For You?
Upstart and Best Egg are both good lenders for fair-credit borrowers.
4 min read Apr 17, 2023 -
Should I apply for a personal loan in person or online?
There isn’t a right or wrong way to apply for a personal loan.
5 min read Apr 17, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.