Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
What's new
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Upstart vs. Personify: Which offers better personal loans?
Upstart and Personify are both lenders that cater to low-credit borrowers.
2 min read Jul 19, 2023 -
Americans cutting back on home improvement projects due to rising costs
U.S. inflation hit a record high back in June of last year, making everything from food to gas more expensive. Although things have slowed down since then, economists predict that high inflation could [...]
3 min read Jul 19, 2023 -
What lenders consider other than credit scores
Lenders often consider factors other than your credit scores and credit history.
4 min read Jul 11, 2023 -
What to know about getting a personal loan with a co-signer
Before getting a personal loan with a cosigner, consider its impacts.
5 min read Jul 06, 2023 -
The best ways to borrow money
You can save money if you borrow money wisely.
8 min read Jun 30, 2023 -
What personal loan complaints reveal
The Consumer Financial Protection Bureau is now taking complaints about online personal loans. Here’s what consumers have had to say.
5 min read Jun 29, 2023 -
Secured vs unsecured debt consolidation loan
Secured and unsecured loans can both operate as debt consolidation loans.
5 min read Jun 29, 2023 -
Why did my credit score drop after paying off debt?
Many factors determine credit scores. Here’s what can bite into yours.
4 min read Jun 29, 2023 -
Can you collect unemployment benefits if you have a side business?
If you’re unemployed, some part-time work can reduce what benefits you collect.
5 min read Jun 29, 2023 -
When is a good time to take out a loan?
The best time to take out a loan depends on your financial standing.
3 min read Jun 27, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.