Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Check your personal loan rates
Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
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Should I take out a personal loan when interest rates are rising?
Despite rising rates, a personal loan might still be right for you. Here’s why.
7 min read Jun 26, 2023 -
$15,000 personal loans: Everything you need to know
Before you apply for a $15,000 personal loan, know if you are eligible and how much it will cost over time.
4 min read Jun 26, 2023 -
What are unconventional personal loans?
If you have fair credit, you still have a chance at qualifying for a personal loan.
5 min read Jun 26, 2023 -
The easiest loans to get
Just because a loan is easy to get approved for doesn’t mean it’s the best option.
6 min read Jun 26, 2023 -
Direct deposit loans: 9 alternative loans with fast funding times
Direct deposit loans can cost a lot of money in the long run, so here are nine alternatives with fast funding times.
4 min read Jun 26, 2023 -
How to get a $20,000 personal loan
Before you take out a $20,000 personal loan, be aware of eligibility requirements, where to find one and how to estimate your total costs.
5 min read Jun 26, 2023 -
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How to find a $30,000 personal loan with any credit score
Be prepared before taking a $30,000 loan
4 min read Jun 26, 2023 -
How to get a $50,000 personal loan
If you want a $50,000 personal loan, you need to keep eligibility and possible lenders in mind.
4 min read Jun 26, 2023 -
Best short-term loans: Personal loans with no prepayment penalty
Short-term loans come with high interest rates. A personal loan with no repayment penalty can be a much more affordable option.
5 min read Jun 26, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.