Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's Picks
What's new
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Pros and cons of small dollar loans: What to know before applying
Know the pros and cons of small dollar loans before applying.
5 min read Oct 26, 2023 -
Self-employed statistics
Self-employed individuals vary by their industry and work.
5 min read Oct 26, 2023 -
What documentation is required for personal loans?
With no collateral required, you’ll be asked to prove that you can repay the debt.
5 min read Oct 26, 2023 -
How to calculate loan payments and costs
Learn how to figure out how much interest you’ll pay and how you can save money.
8 min read Oct 26, 2023 -
Personal loan default: What it is and how to get out of it
Missing a payment by a few days won’t immediately affect your credit.
4 min read Oct 26, 2023 -
Should you use savings or a personal loan to travel over the holidays?
Consider low-cost options if you absolutely need to use a loan for travel.
3 min read Oct 25, 2023 -
Is the holiday season a good time to consolidate debt?
Tackling debt during the holidays can be hard, but there may be some benefits.
4 min read Oct 25, 2023 -
Borrow money safely in crisis: Bankrate’s 2023 analysis
Bankrate looks at managing debt in financial crisis
8 min read Oct 25, 2023 -
How to choose the best small dollar loan for you in 3 steps
Check terms, amounts, funding times and cost, to pick the best small dollar loan.
2 min read Oct 18, 2023 -
Buy now, pay later statistics
As buy now, pay later options have increased over the last few years, more people are using these to finance purchases.
7 min read Oct 12, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.