Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Andrew pentis headshot

Andrew pentis Arrow Right Icon

Writer and Consumer Lending Analyst

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Design element displaying a meter with a range from red to green, the needle is pointing toward the red.
What I learned about financial security when I dropped my credit score.
Woman making notes
Compare personal loans and home equity loans to see which is best for your finances.
Woman paying bills with laptop at kitchen table
Eloan is an online division of Banco Popular de Puerto Rico. It formerly offered personal loans, but in 2022, it transitioned to an educational platform that aims to teach borrowers the ins and outs of [...]
Young woman focused on reading paperwork while looking at laptop screen.
Find out how much you could possibly borrow with bad credit.
Woman working on laptop. The image is placed in a centered circle on a light pink background. There is a transparent red semicircle on the right side of the image.
Not all bad credit lenders are alike, so potential borrowers should choose carefully.
Woman sitting at a desk in front of a grey laptop
Marcus by Goldman Sachs no longer offers personal loans.
Cropped shot of a couple using their laptop and going through paperwork at home
Figure does not offer personal loans anymore, but here are three alternatives.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc