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Acorns review 2025

Updated January 1, 2025
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Acorns: Best for

CTA We want to know what you think about Acorns

We want to know what you think about Acorns

Do you have experience with Acorns? Let us know your thoughts.

Acorns: In the details

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Overview

Acorns combines a spending, savings and investing app into one, making it easy to round your change into a higher-returning investment.

Best for:
  • Newer savers and investors
  • Parents looking to teach their children about investing
  • Those looking to invest while spending
3.0
Rating: 3 stars out of 5
Bankrate Score
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Cost
Rating: 3 stars out of 5
3.0 / 5
Investments & Portfolios
Rating: 5 stars out of 5
5.0 / 5
Account Types
Rating: 3.5 stars out of 5
3.5 / 5
Features & Tools
Rating: 3 stars out of 5
3.0 / 5
Customer Experience
Rating: 5 stars out of 5
5.0 / 5
4.5
Rating: 4.5 stars out of 5
Customer Score
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See all 25 customer reviews Arrow Right Icon
Account Minimum
$0 to open an account; $5 to start investing
Management Fee
Three different subscription tiers ranging in price from $3 to $12 a month. The most basic tier comes with an investing account, an IRA and a checking account. Benefits increase at higher tiers.
Portfolio Mix
23 ETFs
Fund Expense Ratio
Most funds are 0.03 percent - 0.25 percent, but the Bitcoin fund costs 0.95 percent.
Account Types
Individual taxable accounts; Roth, SEP and traditional IRAs; rollover IRAs; custodial investment account for kids
Cash Management Account
Yes, with mobile check deposit, more than 55,000 free ATMs, debit card
Customer service
Phone seven days a week from 8 a.m. to 10 p.m. ET, email, 24/7 live chat
Tax Strategy
None
Rebalancing
Yes
Tools
Basic planning tools
Human advisor access
No
Promotion
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Bankrate staff insights

Review methodology

Bankrate evaluates brokers and robo-advisors on factors that matter to individual investors, including commissions, account fees, available securities, trading platforms, research and many more. After weighting these objective measures according to their importance, we then systematically score the brokers and robo-advisors and scale the data to ensure that you are seeing the top options among a field of high-quality companies. Read our full methodology.

Acorns customer reviews

CTA Acorns has 25 reviews

Acorns has 25 reviews

Dive into community reviews below and see what others think about Acorns.

4.5 Star Icon
25 ratings
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Score breakdown
5 stars
52%
4 stars
44%
3 stars
4%
2 stars
0%
1 star
0%
Score by category
Amount of fees 4.1 / 5
Diversity of options 4.2 / 5
Website or mobile app 4.3 / 5
Level of customer service 4 / 5
Overall Rating 4.5 / 5
Verified Badge Icon Bankrate methodology disclosure

In July 2024, Bankrate collaborated with a third-party vendor to survey 800 brokerage and robo-advisor account holders nationwide. Bankrate and our vendor collected and summarized account holder responses to five rating questions on a 5-point scale as well as open-ended reviews of the account experience. Responses are based on individual account holder product details, and therefore cannot be verified for accuracy. User ratings are unedited and have not been reviewed or approved by the associated brokerage or robo-advisor, nor do these responses reflect Bankrate's own expert review of these banking products.

Community Reviews

See what users like you are saying about Acorns.
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Anonymous account holder
September 12, 2024
They are extremely innovative and forward thinking
Score by category
Amount of fees 5 / 5
Level of customer service 4 / 5
Diversity of options 5 / 5
Website or mobile app 5 / 5
Anonymous account holder
September 12, 2024
Having a a dividend sharing program
Score by category
Amount of fees 4 / 5
Level of customer service 4 / 5
Diversity of options 5 / 5
Website or mobile app 5 / 5
Anonymous account holder
September 12, 2024
I started because of the feature that it automatically invest the change when a transaction is made on my registered credit card .
Score by category
Amount of fees 4 / 5
Level of customer service 4 / 5
Diversity of options 4 / 5
Website or mobile app 4 / 5
Anonymous account holder
September 12, 2024
Past experiences with Acorns and introductory offer
Score by category
Amount of fees 4 / 5
Level of customer service 3 / 5
Diversity of options 4 / 5
Website or mobile app 4 / 5
Anonymous account holder
September 12, 2024
They offer good customer service; they offer easy access to rheir app.
Score by category
Amount of fees 4 / 5
Level of customer service 5 / 5
Diversity of options 4 / 5
Website or mobile app 5 / 5
Anonymous account holder
September 12, 2024
I chose them because I received a cash incentive for doing business with them.
Score by category
Amount of fees 4 / 5
Level of customer service 3 / 5
Diversity of options 4 / 5
Website or mobile app 4 / 5
Anonymous account holder
September 12, 2024
Had seen many ads, heard others recommend it, they had an intro offer so decided to try it
Score by category
Amount of fees 3 / 5
Level of customer service 3 / 5
Diversity of options 3 / 5
Website or mobile app 4 / 5
Anonymous account holder
September 12, 2024
It does everything for you. You invest money and choose your investments and it takes care of the rest.
Score by category
Amount of fees 4 / 5
Level of customer service 3 / 5
Diversity of options 4 / 5
Website or mobile app 4 / 5
Anonymous account holder
September 12, 2024
It is easy to use and they offer benefits to sign up other people.
Score by category
Amount of fees 4 / 5
Level of customer service 3 / 5
Diversity of options 3 / 5
Website or mobile app 3 / 5
Anonymous account holder
September 12, 2024
I love it.acorns does all the important stuff automatically.seems they have my best interest in mind.
Score by category
Amount of fees 5 / 5
Level of customer service 5 / 5
Diversity of options 4 / 5
Website or mobile app 4 / 5