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Best car insurance in Wyoming for 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in Wyoming
According to data provided by Quadrant Information Services, the average annual premium for a full coverage car insurance policy in Wyoming is $1,709; minimum coverage averages $260 per year. We also analyzed third-party customer satisfaction scores issued in the J.D. Power 2023 U.S. Auto Insurance Study as well as coverage options and discount availability, among other factors. Based on our in-depth research, you might find the best Wyoming auto insurance from Geico, State Farm, Allstate or Farmers.
|
|
|
|
---|---|---|---|
4.4
|
$2,481
|
$169
|
|
4.3
|
$1,315
|
$221
|
|
3.9
|
$1,838
|
$381
|
|
3.8
|
$1,457
|
$264
|
Geico
Best for digital tools
4.4
4.4
Avg. full coverage premium
$207/mo
Avg. full coverage premium
$2,481/yr
Customer satisfaction
637/1,000
-
Why Geico made our list: Thanks to its highly-rated mobile app, Geico stands apart from the crowd. From digital ID cards (considered legal proof of insurance in Wyoming) to quick claims estimates to adding and removing vehicles, policyholders have the freedom of policy management at their fingertips. You can even keep track of your vehicle’s maintenance schedule on the app through Geico’s partnership with CARFAX. Geico’s tech helped it tie for the 2024 Bankrate Award for Best Auto Insurance Company Overall.
Read full Geico Insurance review
State Farm
Best for excellent customer service
4.3
4.3
Avg. full coverage premium
$110/mo
Avg. full coverage premium
$1,315/yr
Customer satisfaction
656/1,000
-
Why State Farm made our list: In addition to below-average rates in Wyoming, State Farm may be one of the best companies for customer service, as evidenced by its stellar performance in the J.D. Power 2023 U.S. Auto Insurance Study. Although Wyoming is remote and rugged, State Farm has plenty of local agents throughout the state, which could appeal to drivers who prefer to do business with an agent who also lives in their community.
Read full State Farm Insurance review
Allstate
Best for claims satisfaction
3.9
3.9
Avg. full coverage premium
$153/mo
Avg. full coverage premium
$1,838/yr
Customer satisfaction
626/1,000
-
Why Allstate made our list: Although Allstate scored below average on J.D. Power's list for the Northwest region, it offers tools to help individuals manage their policies and file claims easily and simply. The carrier offers 24/7 customer service, and the company's website features state-of-the-art tools such as Allstate’s online disaster help center. This may come in handy for Wyomingites since the state experiences a wide range of natural disasters, including wildfires, tornadoes, blizzards and earthquakes.
Read full Allstate Insurance review
Farmers
Best for unique coverage options
3.8
3.8
Avg. full coverage premium
$121/mo
Avg. full coverage premium
$1,457/yr
Customer satisfaction
641/1,000
-
Why Farmers made our list: Farmers not only offers some of the cheapest rates in Wyoming, but you can find unique coverage options with this carrier not available with other companies, including new car replacement, spare parts coverage, original equipment manufacturer (OEM) coverage and more. Depending on your needs, you might be able to tailor a robust policy at a price you can afford.
Read full Farmers Insurance review
How Bankrate chose the best car insurance companies in Wyoming
To find the best car insurance in Wyoming, we first analyzed average premiums for some of the largest insurers in the state. However, our industry experience has taught us that the best isn’t necessarily the cheapest. To identify the top carriers, we evaluated metrics such as digital tool availability, coverage options, corporate sustainability initiatives and more. We then translated this data into our proprietary Bankrate Score, ranging from 0.0 to 5.0. The higher a company’s score, the better it fared. By creating our Bankrate Score, we hope to give our readers a fast and simple way of evaluating insurance companies as they shop for new coverage.
Why you can trust Bankrate
Read our full methodologyTo help Wyoming drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in Wyoming
A robust yet affordable car insurance policy is essential for financial protection. When shopping for the best car insurance in Wyoming, these are some things to consider that can help you find the right provider for you:
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Wyoming
Full coverage car insurance in Wyoming is much cheaper annually than the national average cost of car insurance. While the national average premium for a full coverage car insurance policy is $2,388 per year, Wyoming’s average is only $1,709 per year. Minimum coverage is also cheaper in Wyoming, averaging $260 per year. In comparison, the national average cost for this same policy is $664.
Auto insurance in Wyoming is also cheaper than in some of its neighboring states, namely Montana to the north and Colorado to the south. In Montana, the average annual cost of insurance is $2,323 for full coverage and $376 for minimum coverage. In Colorado, average rates are even higher at $3,022 and $551, respectively.
Wyoming’s relatively inexpensive premiums could be partly due to its low population density, which usually leads to fewer accidents and comprehensive claims due to theft and vandalism. The state also has a fairly low cost of living, which may make repairs cheaper. However, Wyoming's rates might be even lower if its drivers didn’t have to contend with treacherous road conditions during harsh winter weather.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|
Lonetree | $1,671 | -2% |
Lyman | $1,671 | -2% |
Pinedale | $1,724 | +1% |
Point Of Rocks | $1,633 | -5% |
Farson | $1,633 | -5% |
Garrett | $1,706 | -0% |
Yellowstone National Park | $1,694 | -1% |
Elk Mountain | $1,619 | -5% |
Walcott | $1,619 | -5% |
Casper | $1,624 | -5% |
Hiland | $1,629 | -5% |
Banner | $1,615 | -6% |
Deaver | $1,694 | -1% |
Kaycee | $1,694 | -1% |
Linch | $1,685 | -1% |
Mills | $1,617 | -6% |
Powder River | $1,617 | -6% |
Devils Tower | $1,806 | +6% |
Bondurant | $1,724 | +1% |
Baggs | $1,621 | -5% |
Frannie | $1,694 | -1% |
Shell | $1,695 | -1% |
Arapahoe | $1,678 | -2% |
Fort Washakie | $1,705 | -0% |
Saint Stephens | $1,697 | -1% |
Story | $1,615 | -6% |
Wolf | $1,631 | -5% |
Rock Springs | $1,633 | -5% |
Evanston | $1,671 | -2% |
Jackson | $1,742 | +2% |
Kemmerer | $1,728 | +1% |
Big Piney | $1,727 | +1% |
Smoot | $1,729 | +1% |
Savery | $1,621 | -5% |
Lovell | $1,694 | -1% |
Powell | $1,694 | -1% |
Wapiti | $1,694 | -1% |
Douglas | $1,720 | +1% |
Robertson | $1,681 | -2% |
Superior | $1,672 | -2% |
Opal | $1,728 | +1% |
Thayne | $1,729 | +1% |
Medicine Bow | $1,621 | -5% |
Emblem | $1,694 | -1% |
Greybull | $1,694 | -1% |
Ten Sleep | $1,709 | -0% |
Aladdin | $1,806 | +6% |
Four Corners | $1,806 | +6% |
Wright | $1,762 | +3% |
Arvada | $1,655 | -3% |
Saddlestring | $1,685 | -1% |
Moose | $1,739 | +2% |
Kelly | $1,737 | +2% |
Cokeville | $1,729 | +1% |
Grover | $1,729 | +1% |
La Barge | $1,728 | +1% |
Fort Bridger | $1,671 | -2% |
Mountain View | $1,632 | -5% |
Freedom | $1,729 | +1% |
Burlington | $1,694 | -1% |
Meeteetse | $1,713 | +0% |
Upton | $1,806 | +6% |
Cheyenne | $1,799 | +5% |
Lingle | $1,780 | +4% |
Clearmont | $1,643 | -4% |
Parkman | $1,614 | -6% |
Ranchester | $1,609 | -6% |
Hanna | $1,619 | -5% |
Fort Laramie | $1,780 | +4% |
Rock River | $1,706 | -0% |
Huntley | $1,761 | +3% |
Saratoga | $1,621 | -5% |
Byron | $1,694 | -1% |
Cody | $1,694 | -1% |
Ralston | $1,694 | -1% |
Crowheart | $1,694 | -1% |
Lander | $1,686 | -1% |
Pavillion | $1,676 | -2% |
Shirley Basin | $1,618 | -6% |
Lysite | $1,693 | -1% |
Cora | $1,722 | +1% |
Green River | $1,630 | -5% |
Reliance | $1,633 | -5% |
Sinclair | $1,619 | -5% |
Thermopolis | $1,697 | -1% |
Kinnear | $1,678 | -2% |
Edgerton | $1,636 | -4% |
Glenrock | $1,730 | +1% |
Recluse | $1,791 | +5% |
Dixon | $1,621 | -5% |
Hyattville | $1,695 | -1% |
Manderson | $1,695 | -1% |
Otto | $1,694 | -1% |
Dubois | $1,694 | -1% |
Arminto | $1,617 | -6% |
Evansville | $1,636 | -4% |
Natrona | $1,617 | -6% |
Shoshoni | $1,671 | -2% |
Beulah | $1,806 | +6% |
Gillette | $1,777 | +4% |
Moorcroft | $1,806 | +6% |
Osage | $1,806 | +6% |
Rozet | $1,791 | +5% |
Sheridan | $1,609 | -6% |
Leiter | $1,631 | -5% |
Etna | $1,728 | +1% |
Fairview | $1,729 | +1% |
Wamsutter | $1,633 | -5% |
Worland | $1,709 | -0% |
Alva | $1,806 | +6% |
Hulett | $1,806 | +6% |
Sundance | $1,806 | +6% |
Cowley | $1,694 | -1% |
Riverton | $1,678 | -2% |
Hudson | $1,705 | -0% |
Centennial | $1,705 | -0% |
Laramie | $1,705 | -0% |
Lagrange | $1,770 | +3% |
Torrington | $1,780 | +4% |
Van Tassell | $1,780 | +4% |
Veteran | $1,761 | +3% |
Encampment | $1,621 | -5% |
Basin | $1,694 | -1% |
Little America | $1,630 | -5% |
Wilson | $1,742 | +2% |
Daniel | $1,724 | +1% |
Buford | $1,706 | -0% |
Burns | $1,800 | +5% |
Hillsdale | $1,800 | +5% |
Horse Creek | $1,800 | +5% |
Afton | $1,729 | +1% |
Frontier | $1,728 | +1% |
Kirby | $1,695 | -1% |
Alcova | $1,617 | -6% |
Newcastle | $1,806 | +6% |
Big Horn | $1,609 | -6% |
Buffalo | $1,680 | -2% |
Bosler | $1,706 | -0% |
Granite Canon | $1,798 | +5% |
Chugwater | $1,761 | +3% |
Moran | $1,735 | +2% |
Bedford | $1,729 | +1% |
Diamondville | $1,728 | +1% |
Lost Springs | $1,758 | +3% |
Rawlins | $1,621 | -5% |
Midwest | $1,636 | -4% |
Weston | $1,791 | +5% |
Dayton | $1,614 | -6% |
Wyarno | $1,609 | -6% |
Boulder | $1,727 | +1% |
Albin | $1,800 | +5% |
Hartville | $1,761 | +3% |
Lusk | $1,780 | +4% |
Shawnee | $1,730 | +1% |
Yoder | $1,761 | +3% |
Jelm | $1,705 | -0% |
Glendo | $1,789 | +5% |
Guernsey | $1,761 | +3% |
Jay Em | $1,780 | +4% |
Lance Creek | $1,806 | +6% |
Bairoil | $1,629 | -5% |
Fe Warren Afb | $1,800 | +5% |
Carpenter | $1,800 | +5% |
Meriden | $1,800 | +5% |
Jeffrey City | $1,703 | -0% |
Pine Bluffs | $1,800 | +5% |
Tie Siding | $1,706 | -0% |
Manville | $1,778 | +4% |
Alta | $1,739 | +2% |
Wheatland | $1,780 | +4% |
Hawk Springs | $1,761 | +3% |
Granger | $1,630 | -5% |
Mc Kinnon | $1,633 | -5% |
Teton Village | $1,742 | +2% |
Auburn | $1,729 | +1% |
Alpine | $1,728 | +1% |
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Frequently asked questions
Methodology
Bankrate utilizes Quadrant Information Services to analyze October 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and coverage levels:
Bodily injury liability
$100,000 per person$300,000 per accident
Property damage liability
$50,000 per accidentPersonal injury protection
$100,000 per accidentUninsured motorist bodily injury
$100,000 per person$300,000 per accident
Collision deductible
$500Comprehensive deductible
$500These are sample rates and should only be used for comparative purposes.