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Best car insurance in New Jersey for 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in New Jersey
The average annual premium for car insurance in New Jersey is $2,458 for full coverage and $1,008 for a minimum coverage policy. Bankrate’s insurance editorial team conducted research on the largest car insurance companies by market share in the Garden State. According to our proprietary premium data supplied by Quadrant Information Services, third-party scoring from the J.D. Power 2024 U.S. Auto Insurance Study and other important metrics, Geico, State Farm, Travelers, NJM and Selective are among the best car insurance companies in New Jersey.
You might want to consider getting quotes from the following companies if you are searching for the best auto insurance in New Jersey:
|
|
|
|
---|---|---|---|
4.4
|
$1,851
|
$627
|
|
4.3
|
$3,216
|
$1,618
|
|
4.2
|
$1,482
|
$705
|
|
4.0
|
$1,590
|
$737
|
|
Selective
|
3.3
|
$1,526
|
$420
|
Geico
4.4
4.4
Avg. full coverage premium
$154/mo
Avg. full coverage premium
$1,851/yr
Customer satisfaction
647/1,000
-
Why Geico made our list: Based on our Bankrate Score, Geico tops our list of the best insurance companies in New Jersey. Geico also tied in first place for our 2024 Bankrate Awards for Best Auto Insurance Company Overall and Best Budget Auto Insurance Company and won first place for Best For Young Drivers. The company offers one of the longest lists of discounts in the industry, with potential savings for federal employees, military members, safe drivers and good students. Additionally, the company’s digital app is robust, allowing you to request roadside service, view ID cards, make payments, file claims and request policy changes. However, Geico does not offer as many optional coverage types as its competitors, which may make policy personalization more difficult.
Who Geico may be good for: Drivers who want to stack as many discounts as possible to save on car insurance may find Geico to be an attractive option.
Read full Geico Insurance review
State Farm
4.3
4.3
Avg. full coverage premium
$268/mo
Avg. full coverage premium
$3,216/yr
Customer satisfaction
652/1,000
-
Why State Farm made our list: With Steer Clear and good student discounts, State Farm may be a good choice for younger drivers in New Jersey. State Farm sells its coverage through a network of local exclusive agents, and there are plenty of agencies in the state. In fact, State Farm is the largest insurance company in the country by market share. State Farm’s J.D. Power ranking for customer satisfaction is about average, and the company has a lower-than-average overall complaint index score from the National Association of Insurance Commissioners (NAIC) for private passenger insurance.
Read full State Farm Insurance review
Travelers
4.2
4.2
Avg. full coverage premium
$124/mo
Avg. full coverage premium
$1,482/yr
Customer satisfaction
628/1,000
-
Why Travelers made our list: Travelers could be a good choice if you are looking to insure your home and auto with the same provider and want to benefit from a bundling discount. Not only does Travelers offer lower-than-average rates for auto insurance in New Jersey, but it also offers home insurance, which means there’s an opportunity to bundle and save your policies. Travelers also offers options that other companies may not, like gap coverage and umbrella policies. You may even earn a discount for driving an electric or hybrid vehicle. While it is true that Travelers’ 2024 J.D. Power Auto Insurance Study score was lower than some other companies, it scored well for auto insurance in the NAIC Complaint Index.
Read full Travelers Insurance review
NJM
4
4
Avg. full coverage premium
$132/mo
Avg. full coverage premium
$1,590/yr
Customer satisfaction
711/1,000
-
Why NJM made our list: NJM, which stands for New Jersey Manufacturers (its original name when founded in 1913), is a regional insurer based in West Trenton, New Jersey that sells auto insurance coverage in Connecticut, Maryland, New Jersey, Ohio and Pennsylvania. NJM does not offer a large selection of coverage packages, but it does offer physical damage coverage for trailers. It also has lower-than-average rates for drivers who have an accident on their record, based on our assessment. As a smaller company, though, NJM’s digital tools may not be quite as robust as the tools provided by other companies, so it may not be the best choice for you if you prefer to handle your insurance online or via a mobile app.
Read full NJM insurance review
Selective
3.3
3.3
Avg. full coverage premium
$127/mo
Avg. full coverage premium
$1,526/yr
Customer satisfaction
Not rated
-
Why Selective made our list: According to our research, Selective is among the cheapest car insurance companies in New Jersey out of those we studied, with average full coverage and minimum coverage premiums far below the New Jersey average. Selective is a regional insurer based in Branchville, New Jersey, and is a great choice for consumers who want to be insured by a local company. Along with better-known perks like accident forgiveness and vanishing deductible, it also offers unique add-ons like pet injury coverage. While it may not be rated by J.D. Power for customer satisfaction due to its smaller size, the company carries an A+ (Superior) financial strength rating by AM Best. If you are looking for 24/7 customer service, however, Selective may not be the company for you. While you can file a claim with Selective 24/7 online or via telephone, other customer service matters are handled through its statewide distribution network of independent agents.
How Bankrate chose the best car insurance companies in New Jersey
The Bankrate insurance editorial team issued Bankrate Scores to the most prominent companies that offer New Jersey auto insurance. These Scores run from 0.0 to 5.0, with 5.0 being the best score available. We formulated these Scores by first reviewing proprietary 2024 premium data provided by Quadrant Information Services. Then, we compiled third-party ratings from J.D. Power and AM Best, and considered other factors like discount offerings, coverage packages and online services. Our goal is that our holistic scoring system will help you choose the best car insurance company in New Jersey tailored to fit your specific needs.
Why you can trust Bankrate
Read our full methodologyTo help New Jersey drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in New Jersey
Drivers in New Jersey must maintain continuous coverage to avoid potential hefty fines and suspensions to their driver’s licenses and vehicle registrations. In addition to complying with the law, a sufficient car insurance policy could provide essential financial protection if you are involved in a car accident. Since every driver has their own needs when it comes to auto insurance, no one company will be best for all. For this reason, it may be a good idea to shop around and request quotes from multiple companies. We’ve compiled some things you might want to keep in mind while you’re shopping so that you can find auto insurance in New Jersey that fits your needs.
Related content:
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Answer a few questions to see personalized rates from top carriers in New Jersey
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in New Jersey?
The average cost of car insurance in New Jersey is $2,458 per year for full coverage, according to data obtained from Quadrant Information Services. Minimum coverage costs an average of $1,008 each year. This means that New Jersey's minimum coverage is higher than the national average of $664, and full coverage is also above the national average of $2,388. The higher rates may be related to the high number of urban areas there are in the state, where you will often see elevated rates to reflect increased accident frequency and severity. You should keep in mind that your rates will likely differ from the averages based on your individual rating factors.
Also, compared to the rates of nearby states, New Jersey’s premiums come in below average. Take Pennsylvania, for instance. Although Pennsylvania and New Jersey are neighbors, the average cost for a full coverage policy in Pennsylvania is $2,461 per year, higher than New Jersey. New York, one of the most expensive states for car insurance in the country, is even higher, averaging a whopping $3,807 annually for full coverage.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|
Avenel | $2,476 | +1% |
South Plainfield | $2,374 | -3% |
Elizabeth | $3,329 | +30% |
Hawthorne | $2,561 | +4% |
Haledon | $2,617 | +6% |
Brookside | $2,048 | -18% |
Madison | $2,018 | -20% |
Leeds Point | $2,459 | +0% |
Trenton | $2,324 | -6% |
Somerset | $2,370 | -4% |
Plainfield | $2,890 | +16% |
Iselin | $2,476 | +1% |
Jersey City | $3,082 | +23% |
Pedricktown | $2,177 | -12% |
Ocean Gate | $2,184 | -12% |
Westwood | $2,176 | -12% |
Florham Park | $2,052 | -18% |
Stone Harbor | $2,064 | -17% |
Delmont | $2,356 | -4% |
Clifton | $2,944 | +18% |
Lodi | $2,922 | +17% |
Magnolia | $2,236 | -9% |
Avalon | $2,064 | -17% |
Mizpah | $2,450 | -0% |
Vineland | $2,431 | -1% |
Emerson | $2,290 | -7% |
Landing | $2,073 | -17% |
Blackwood | $2,340 | -5% |
Leesburg | $2,362 | -4% |
Bayonne | $2,894 | +16% |
Garwood | $2,278 | -8% |
Ho Ho Kus | $2,165 | -13% |
Riverside | $2,118 | -15% |
Lavallette | $2,048 | -18% |
Wallington | $2,905 | +17% |
Secaucus | $2,590 | +5% |
Newark | $3,468 | +34% |
Johnsonburg | $2,091 | -16% |
Cedar Knolls | $2,057 | -18% |
National Park | $2,223 | -10% |
Glen Gardner | $2,067 | -17% |
Fairview | $3,321 | +30% |
Fort Lee | $3,029 | +21% |
Paterson | $3,349 | +31% |
Washington | $2,079 | -17% |
Chester | $2,053 | -18% |
New Gretna | $2,157 | -13% |
Fort Dix | $2,142 | -14% |
Dunellen | $2,274 | -8% |
Helmetta | $2,299 | -7% |
Fairfield | $2,217 | -10% |
Mc Afee | $2,310 | -6% |
Beverly | $2,118 | -15% |
Farmingdale | $2,258 | -8% |
Hancocks Bridge | $2,219 | -10% |
Rio Grande | $2,046 | -18% |
New Egypt | $2,121 | -15% |
Edison | $2,382 | -3% |
Teterboro | $2,567 | +4% |
Highlands | $2,135 | -14% |
Basking Ridge | $2,031 | -19% |
Carlstadt | $2,601 | +6% |
Marlton | $2,174 | -12% |
Glen Rock | $2,233 | -10% |
Hackensack | $2,913 | +17% |
Dumont | $2,357 | -4% |
Camden | $3,259 | +28% |
Chesterfield | $2,086 | -16% |
East Orange | $3,385 | +32% |
Hoboken | $3,062 | +22% |
Weehawken | $3,069 | +22% |
Asbury Park | $2,249 | -9% |
Augusta | $2,085 | -16% |
Randolph | $2,050 | -18% |
Morristown | $2,041 | -19% |
Whippany | $2,057 | -18% |
Paulsboro | $2,233 | -10% |
Newtonville | $2,448 | -0% |
Skillman | $2,066 | -17% |
Normandy Beach | $2,004 | -20% |
High Bridge | $2,039 | -19% |
Mahwah | $2,140 | -14% |
East Brunswick | $2,322 | -6% |
Warren | $2,101 | -16% |
Butler | $2,068 | -17% |
Demarest | $2,408 | -2% |
Teaneck | $2,678 | +9% |
Englishtown | $2,306 | -6% |
Port Monmouth | $2,101 | -16% |
Morris Plains | $2,057 | -18% |
Hammonton | $2,468 | +0% |
Wharton | $2,080 | -17% |
Birmingham | $2,141 | -14% |
West Berlin | $2,390 | -3% |
Princeton | $2,149 | -13% |
Kearny | $3,016 | +20% |
Wenonah | $2,243 | -9% |
South Dennis | $2,146 | -14% |
Margate City | $2,491 | +1% |
Cream Ridge | $2,130 | -14% |
Hopatcong | $2,081 | -17% |
Willingboro | $2,470 | +1% |
Goshen | $2,154 | -13% |
Pomona | $2,399 | -2% |
Alpine | $2,409 | -2% |
Green Creek | $2,134 | -14% |
Westfield | $2,262 | -8% |
Roselle | $3,080 | +22% |
Woodcliff Lake | $2,146 | -14% |
Dennisville | $2,139 | -14% |
Bogota | $2,705 | +10% |
Matawan | $2,293 | -7% |
Cape May Point | $2,075 | -17% |
Florence | $2,119 | -15% |
Manchester Township | $2,174 | -12% |
Spotswood | $2,295 | -7% |
North Arlington | $2,616 | +6% |
Totowa | $2,512 | +2% |
Pluckemin | $2,052 | -18% |
Highland Lakes | $2,262 | -8% |
Mullica Hill | $2,202 | -11% |
Fair Haven | $2,095 | -16% |
Ironia | $2,079 | -17% |
Newton | $2,085 | -16% |
Tuckerton | $2,086 | -16% |
Roebling | $2,119 | -15% |
Hillside | $3,027 | +21% |
Park Ridge | $2,122 | -15% |
Belmar | $1,957 | -23% |
Hibernia | $2,064 | -17% |
Mount Ephraim | $2,236 | -9% |
Dover | $2,146 | -14% |
Buttzville | $2,090 | -16% |
New Brunswick | $2,447 | -0% |
Little Ferry | $2,784 | +12% |
Mount Tabor | $2,042 | -18% |
Rancocas | $2,128 | -14% |
Zarephath | $2,351 | -4% |
Scotch Plains | $2,315 | -6% |
Orange | $3,385 | +32% |
South Orange | $2,843 | +15% |
Edgewater | $3,029 | +21% |
Leonia | $2,755 | +11% |
Cherry Hill | $2,196 | -11% |
Browns Mills | $2,196 | -11% |
Mickleton | $2,189 | -12% |
Mauricetown | $2,360 | -4% |
Winslow | $2,479 | +1% |
Paramus | $2,432 | -1% |
West Long Branch | $2,101 | -16% |
Greendell | $2,089 | -16% |
Gladstone | $2,067 | -17% |
Oceanville | $2,461 | +0% |
Asbury | $2,065 | -17% |
Stewartsville | $2,052 | -18% |
Mountainside | $2,170 | -12% |
Garfield | $2,961 | +19% |
Maplewood | $2,822 | +14% |
Passaic | $3,362 | +31% |
Bergenfield | $2,640 | +7% |
Leonardo | $2,101 | -16% |
Changewater | $2,046 | -18% |
Clementon | $2,454 | -0% |
Bellmawr | $2,237 | -9% |
Wyckoff | $2,150 | -13% |
Oradell | $2,328 | -5% |
Glasser | $2,077 | -17% |
Convent Station | $2,045 | -18% |
Pompton Plains | $2,094 | -16% |
Wanaque | $2,236 | -9% |
Mine Hill | $2,072 | -17% |
Wood Ridge | $2,590 | +5% |
Union City | $3,243 | +28% |
Midland Park | $2,165 | -13% |
Gibbstown | $2,168 | -13% |
Roseland | $2,386 | -3% |
Colts Neck | $2,132 | -14% |
Parlin | $2,460 | +0% |
Belleville | $3,006 | +20% |
Tranquility | $2,086 | -16% |
Bridgeton | $2,362 | -4% |
Fortescue | $2,361 | -4% |
Lanoka Harbor | $2,106 | -15% |
Frenchtown | $2,039 | -19% |
Hasbrouck Heights | $2,608 | +6% |
Pemberton | $2,144 | -14% |
Cologne | $2,401 | -2% |
Atlantic City | $3,125 | +24% |
Quakertown | $2,033 | -19% |
Colonia | $2,470 | +0% |
Stanhope | $2,093 | -16% |
Dorchester | $2,362 | -4% |
Keasbey | $2,482 | +1% |
Lincoln Park | $2,166 | -13% |
West Orange | $2,806 | +13% |
Clark | $2,293 | -7% |
Stockholm | $2,108 | -15% |
Gloucester City | $2,236 | -9% |
Collingswood | $2,104 | -15% |
Dorothy | $2,385 | -3% |
Harrington Park | $2,307 | -6% |
Villas | $2,070 | -17% |
Cranford | $2,278 | -8% |
Harrison | $3,016 | +20% |
Andover | $2,089 | -16% |
Denville | $2,042 | -18% |
Lafayette | $2,085 | -16% |
Rockaway | $2,129 | -14% |
Absecon | $2,491 | +1% |
Caldwell | $2,211 | -11% |
Harrisonville | $2,271 | -8% |
Mount Laurel | $2,132 | -14% |
Salem | $2,167 | -13% |
Verona | $2,390 | -3% |
Norwood | $2,395 | -3% |
Cape May Court House | $2,089 | -16% |
Bayville | $2,184 | -12% |
South River | $2,335 | -5% |
Closter | $2,395 | -3% |
Runnemede | $2,228 | -10% |
Ocean Grove | $2,229 | -10% |
Perth Amboy | $2,986 | +19% |
Millburn | $2,448 | -0% |
Lincroft | $2,101 | -16% |
Linwood | $2,357 | -4% |
Franklinville | $2,421 | -2% |
Clinton | $2,033 | -19% |
Ramsey | $2,115 | -15% |
Wayne | $2,437 | -1% |
Rochelle Park | $2,531 | +3% |
Haddon Heights | $2,073 | -17% |
Buena | $2,422 | -1% |
Somerville | $2,085 | -16% |
Union | $3,027 | +21% |
Riverton | $2,117 | -15% |
Manahawkin | $2,086 | -16% |
Vincentown | $2,131 | -14% |
Brigantine | $2,484 | +1% |
Monroeville | $2,226 | -10% |
Pennington | $2,071 | -17% |
Toms River | $2,189 | -12% |
Montvale | $2,122 | -15% |
Red Bank | $2,101 | -16% |
Oxford | $2,075 | -17% |
Mendham | $2,061 | -18% |
Gibbsboro | $2,238 | -9% |
Landisville | $2,393 | -3% |
Watchung | $2,307 | -6% |
Deal | $2,249 | -9% |
Beach Haven | $2,086 | -16% |
Cookstown | $2,121 | -15% |
Carteret | $2,959 | +18% |
Saddle River | $2,122 | -15% |
Englewood | $2,878 | +16% |
Atlantic Highlands | $2,095 | -16% |
Gillette | $2,023 | -19% |
Glassboro | $2,277 | -8% |
Dividing Creek | $2,362 | -4% |
Monroe Township | $2,304 | -6% |
Cliffside Park | $3,060 | +22% |
Linden | $3,080 | +22% |
Holmdel | $2,130 | -14% |
Middleville | $2,101 | -16% |
Atco | $2,398 | -2% |
Whitehouse | $2,050 | -18% |
Haskell | $2,206 | -11% |
Berkeley Heights | $2,079 | -17% |
Wildwood | $2,046 | -18% |
Estell Manor | $2,385 | -3% |
Kingston | $2,133 | -14% |
Ridgefield Park | $2,733 | +11% |
Moonachie | $2,705 | +10% |
Summit | $2,125 | -15% |
Westville | $2,245 | -9% |
Brick | $2,189 | -12% |
Stanton | $2,097 | -16% |
Budd Lake | $2,080 | -17% |
Millville | $2,362 | -4% |
Belle Mead | $2,058 | -18% |
Bloomsbury | $2,053 | -18% |
Piscataway | $2,365 | -4% |
Mount Arlington | $2,080 | -17% |
Barnegat | $2,086 | -16% |
Mount Holly | $2,097 | -16% |
Bernardsville | $2,046 | -18% |
Clarksboro | $2,183 | -12% |
Mount Royal | $2,190 | -12% |
Woodbine | $2,154 | -13% |
Martinsville | $2,087 | -16% |
Monmouth Beach | $2,141 | -14% |
Williamstown | $2,460 | +0% |
Point Pleasant Beach | $1,985 | -21% |
Green Village | $2,023 | -19% |
Voorhees | $2,238 | -9% |
Imlaystown | $2,134 | -14% |
Lebanon | $2,043 | -18% |
Maywood | $2,531 | +3% |
Elmer | $2,234 | -10% |
Glenwood | $2,262 | -8% |
South Hackensack | $2,771 | +12% |
North Bergen | $3,324 | +30% |
Howell | $2,254 | -9% |
Port Norris | $2,362 | -4% |
Mount Freedom | $2,056 | -18% |
Pennsville | $2,160 | -13% |
Sea Girt | $1,930 | -24% |
Flagtown | $2,163 | -13% |
Englewood Cliffs | $2,714 | +10% |
Ledgewood | $2,073 | -17% |
Raritan | $2,084 | -16% |
Barrington | $2,207 | -11% |
Millstone Township | $2,227 | -10% |
Mountain Lakes | $2,044 | -18% |
Franklin | $2,254 | -9% |
East Hanover | $2,193 | -11% |
Liberty Corner | $2,056 | -18% |
Chatsworth | $2,137 | -14% |
Shiloh | $2,362 | -4% |
Island Heights | $2,164 | -13% |
Barnegat Light | $2,086 | -16% |
Fairton | $2,365 | -4% |
Township Of Washington | $2,169 | -12% |
Jobstown | $2,124 | -15% |
Titusville | $2,063 | -17% |
Richland | $2,474 | +1% |
Lawrence Township | $2,142 | -14% |
Nutley | $2,578 | +5% |
Picatinny Arsenal | $2,078 | -17% |
Vauxhall | $3,027 | +21% |
Hazlet | $2,147 | -13% |
Sewell | $2,263 | -8% |
Annandale | $2,035 | -19% |
Merchantville | $2,647 | +7% |
Egg Harbor Township | $2,480 | +1% |
Princeton Junction | $2,135 | -14% |
Forked River | $2,090 | -16% |
Shrewsbury | $2,095 | -16% |
Pennsauken | $2,735 | +11% |
Manville | $2,087 | -16% |
Lyons | $2,038 | -19% |
Peapack | $2,061 | -18% |
East Rutherford | $2,592 | +5% |
Belvidere | $2,075 | -17% |
Schooleys Mountain | $2,037 | -19% |
West Creek | $2,086 | -16% |
Ocean City | $2,093 | -16% |
Milltown | $2,360 | -4% |
Kenilworth | $2,369 | -4% |
Hopewell | $2,066 | -17% |
Sewaren | $2,489 | +1% |
West New York | $3,243 | +28% |
Glen Ridge | $2,485 | +1% |
Cedarville | $2,362 | -4% |
Hillsborough | $2,067 | -17% |
Hewitt | $2,215 | -10% |
Waldwick | $2,139 | -14% |
Cliffwood | $2,361 | -4% |
Keyport | $2,248 | -9% |
Rocky Hill | $2,137 | -14% |
Avon By The Sea | $2,024 | -19% |
Branchville | $2,163 | -13% |
Windsor | $2,105 | -15% |
Livingston | $2,432 | -1% |
Parsippany | $2,081 | -17% |
Towaco | $2,141 | -14% |
Adelphia | $2,254 | -9% |
Irvington | $3,473 | +34% |
Montclair | $2,487 | +1% |
Deepwater | $2,163 | -13% |
Wallpack Center | $2,127 | -14% |
Mantua | $2,243 | -9% |
Waterford Works | $2,418 | -2% |
Sea Isle City | $2,064 | -17% |
Metuchen | $2,361 | -4% |
Woodbridge | $2,478 | +1% |
Bridgeport | $2,174 | -12% |
Medford | $2,134 | -14% |
Oakhurst | $2,151 | -13% |
Broadway | $2,093 | -16% |
Cresskill | $2,395 | -3% |
New Milford | $2,442 | -1% |
Saddle Brook | $2,556 | +4% |
Kenvil | $2,072 | -17% |
Port Murray | $2,081 | -17% |
Hainesport | $2,111 | -15% |
Cranbury | $2,221 | -10% |
South Bound Brook | $2,275 | -8% |
Fair Lawn | $2,606 | +6% |
Stockton | $2,033 | -19% |
Beachwood | $2,167 | -13% |
Ridgewood | $2,169 | -12% |
Northvale | $2,319 | -6% |
Long Branch | $2,226 | -10% |
Clayton | $2,400 | -2% |
Plainsboro | $2,168 | -13% |
Fords | $2,466 | +0% |
Eatontown | $2,106 | -15% |
Millington | $2,023 | -19% |
Marmora | $2,085 | -16% |
Rosemont | $2,033 | -19% |
Dayton | $2,218 | -10% |
Hampton | $2,039 | -19% |
South Amboy | $2,407 | -2% |
Lake Hiawatha | $2,082 | -17% |
Stirling | $2,032 | -19% |
Manasquan | $1,930 | -24% |
North Brunswick | $2,445 | -1% |
Tuckahoe | $2,089 | -16% |
Neshanic Station | $2,060 | -18% |
Essex Fells | $2,445 | -1% |
Newfield | $2,414 | -2% |
Lakewood | $2,612 | +6% |
Newfoundland | $2,185 | -12% |
Palisades Park | $3,060 | +22% |
Middletown | $2,101 | -16% |
Ocean View | $2,064 | -17% |
Malaga | $2,421 | -2% |
Port Elizabeth | $2,357 | -4% |
Monmouth Junction | $2,231 | -10% |
Longport | $2,435 | -1% |
Waretown | $2,132 | -14% |
Milford | $2,039 | -19% |
Highland Park | $2,373 | -4% |
Bloomfield | $2,866 | +15% |
Pine Brook | $2,136 | -14% |
Rutherford | $2,592 | +5% |
Oceanport | $2,128 | -14% |
Berlin | $2,446 | -1% |
New Lisbon | $2,158 | -13% |
Cape May | $2,046 | -18% |
Somers Point | $2,405 | -2% |
Ringwood | $2,201 | -11% |
Freehold | $2,258 | -8% |
Spring Lake | $1,959 | -23% |
Norma | $2,306 | -6% |
Pittstown | $2,033 | -19% |
Tennent | $2,164 | -13% |
Great Meadows | $2,085 | -16% |
Audubon | $2,096 | -16% |
Little Silver | $2,095 | -16% |
Glendora | $2,221 | -10% |
Juliustown | $2,124 | -15% |
Penns Grove | $2,160 | -13% |
Sicklerville | $2,471 | +1% |
Oaklyn | $2,214 | -10% |
Cedar Grove | $2,343 | -5% |
Port Reading | $2,476 | +1% |
Palmyra | $2,154 | -13% |
Heislerville | $2,362 | -4% |
Sergeantsville | $2,033 | -19% |
Allenwood | $1,974 | -22% |
Middlesex | $2,267 | -8% |
Boonton | $2,050 | -18% |
Marlboro | $2,304 | -6% |
Flanders | $2,073 | -17% |
Far Hills | $2,067 | -17% |
Northfield | $2,491 | +1% |
Deerfield Street | $2,397 | -3% |
Phillipsburg | $2,075 | -17% |
Layton | $2,081 | -17% |
Pine Beach | $2,167 | -13% |
Blairstown | $2,075 | -17% |
Sparta | $2,105 | -15% |
Strathmere | $2,085 | -16% |
Hightstown | $2,123 | -15% |
Keansburg | $2,233 | -10% |
Elmwood Park | $2,888 | +16% |
West Milford | $2,209 | -11% |
Tenafly | $2,402 | -2% |
Rumson | $2,135 | -14% |
Lake Hopatcong | $2,092 | -16% |
South Seaville | $2,124 | -15% |
Lyndhurst | $2,579 | +5% |
Allenhurst | $2,249 | -9% |
Newport | $2,362 | -4% |
Mantoloking | $1,985 | -21% |
Ewan | $2,230 | -10% |
Maple Shade | $2,180 | -12% |
Montville | $2,136 | -14% |
River Edge | $2,428 | -1% |
Hackettstown | $2,089 | -16% |
Allentown | $2,097 | -16% |
Baptistown | $2,039 | -19% |
Sussex | $2,241 | -9% |
Succasunna | $2,073 | -17% |
Springfield | $2,395 | -3% |
Allendale | $2,140 | -14% |
Columbia | $2,075 | -17% |
Vienna | $2,093 | -16% |
Pottersville | $2,041 | -19% |
Columbus | $2,091 | -16% |
Roosevelt | $2,167 | -13% |
Morganville | $2,304 | -6% |
Wickatunk | $2,201 | -11% |
Moorestown | $2,092 | -16% |
Somerdale | $2,185 | -12% |
Egg Harbor City | $2,490 | +1% |
Lakehurst | $2,177 | -12% |
New Providence | $2,091 | -16% |
West Deptford | $2,226 | -10% |
Flemington | $2,043 | -18% |
Sayreville | $2,427 | -1% |
Pequannock | $2,120 | -15% |
New Vernon | $2,021 | -19% |
Whitehouse Station | $2,043 | -18% |
Woodstown | $2,204 | -11% |
Roselle Park | $2,807 | +13% |
Long Valley | $2,036 | -19% |
Pleasantville | $2,494 | +1% |
Wrightstown | $2,095 | -16% |
Three Bridges | $2,038 | -19% |
Riverdale | $2,104 | -16% |
Haworth | $2,310 | -6% |
Bedminster | $2,065 | -17% |
Jackson | $2,343 | -5% |
Seaside Heights | $2,152 | -13% |
Elizabethport | $3,339 | +30% |
Neptune | $2,252 | -9% |
Swartswood | $2,079 | -17% |
Grenloch | $2,276 | -8% |
Blawenburg | $2,064 | -17% |
Bound Brook | $2,264 | -8% |
Franklin Lakes | $2,151 | -13% |
Oakland | $2,205 | -11% |
Ventnor City | $2,491 | +1% |
Rahway | $3,020 | +21% |
Fanwood | $2,315 | -6% |
Short Hills | $2,448 | -0% |
Brielle | $1,930 | -24% |
Hamburg | $2,254 | -9% |
Lawnside | $2,231 | -10% |
Stratford | $2,185 | -12% |
Swedesboro | $2,174 | -12% |
Woodbury Heights | $2,232 | -10% |
Seaside Park | $2,152 | -13% |
Oldwick | $2,082 | -17% |
Little York | $2,049 | -18% |
Vernon | $2,262 | -8% |
Ridgefield | $3,060 | +22% |
Bradley Beach | $2,229 | -10% |
Lambertville | $2,043 | -18% |
Fort Monmouth | $2,095 | -16% |
Thorofare | $2,223 | -10% |
Port Republic | $2,086 | -16% |
Minotola | $2,428 | -1% |
Bordentown | $2,088 | -16% |
Cedar Brook | $2,384 | -3% |
Hillsdale | $2,172 | -12% |
Ringoes | $2,033 | -19% |
Pompton Lakes | $2,239 | -9% |
Califon | $2,034 | -19% |
Netcong | $2,073 | -17% |
Lumberton | $2,097 | -16% |
Bridgewater | $2,092 | -16% |
Kendall Park | $2,231 | -10% |
Ogdensburg | $2,254 | -9% |
Pitman | $2,209 | -11% |
Milmay | $2,386 | -3% |
Franklin Park | $2,370 | -4% |
Old Bridge | $2,432 | -1% |
Haddonfield | $2,073 | -17% |
Oak Ridge | $2,120 | -15% |
Belford | $2,101 | -16% |
Montague | $2,241 | -9% |
Burlington | $2,120 | -15% |
Mays Landing | $2,490 | +1% |
Bloomingdale | $2,195 | -11% |
Little Falls | $2,536 | +3% |
Chatham | $2,027 | -19% |
Greenwich | $2,223 | -10% |
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Bankrate utilizes Quadrant Information Services to analyze October 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and coverage levels:
Bodily injury liability
$100,000 per person$300,000 per accident
Property damage liability
$50,000 per accidentPersonal injury protection
$100,000 per accidentUninsured motorist bodily injury
$100,000 per person$300,000 per accident
Collision deductible
$500Comprehensive deductible
$500These are sample rates and should only be used for comparative purposes.