Car insurance for Infinitis

deepblue4you/Getty Images
Bankrate Logo

Why you can trust Bankrate

While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . This content is powered by (NPN: 8781838). For more information, please see our

Auto insurance is required in almost every state in the U.S., and getting caught without a valid insurance policy can cost you time, energy and money. There are multiple factors that go into determining what you will pay for your car insurance, including your credit rating, age, marital status and the make and model of the car you drive.

The average cost of car insurance varies greatly depending on what kind of car you drive. Bankrate’s insurance editorial team reviewed four of the best-selling Infiniti vehicles to determine which insurers offered the lowest rates, along with excellent customer service, good coverage options and available discounts. The four models we reviewed are:

  • Infiniti Q50
  • Infiniti Q60
  • Infiniti QX50
  • Infiniti QX80

With this information, you might feel more confident making an insurance decision for your Infiniti.

Car insurance for Infinitis: by model

Insurance companies use a variety of factors to determine the price of your insurance, including the make and model of your car. Luxury cars like Infinitis typically cost more to insure, because the cost to repair or replace them if they are damaged is higher than other vehicles.

Based on our research, the average annual full coverage premiums for four Infinity models are:

Infiniti car insurance Average annual full coverage premium
Infiniti Q50 $2,286
Infiniti Q60 $2,362
Infiniti QX50 $1,809
Infiniti QX80 $2,262

Cheapest car insurance companies for Infiniti Q50

The Infiniti Q50 has a manufacturer’s suggested retail price (MSRP) of $36,700 and features a twin-turbo V6 engine. There are five trim options for this sports car, each of which is available with either rear-wheel or all-wheel drive. Insurance costs vary — every insurer uses its own proprietary model for determining the cost of car insurance. These five insurers offer competitive rates for the Infiniti Q50. USAA has the lowest rate for Infiniti Q50 insurance, both for full coverage and minimum coverage, but this company only sells insurance to military members, veterans and their families. If you do not fit that demographic, Geico, Amica, State Farm and Erie are also reasonably priced.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $327 $1,499
Geico $346 $2,085
State Farm $496 $2,020
Erie $430 $1,604
Amica $345 $1,704

Cheapest car insurance companies for Infiniti Q60

The Q60 starts at $41,750. The vehicle features a twin-turbo V6 engine and rear- or all-wheel drive. There are three trim options, each with an all-wheel drive option. The Infiniti Q60 also has the ability to integrate with Apple CarPlay. Once again, USAA offers the cheapest average premium for minimum coverage. For full coverage, which includes collision and comprehensive coverages, Erie has the lowest average premium at $1,558 per year.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $330 $1,573
Geico $359 $2,025
State Farm $501 $1,995
Erie $420 $1,558
Amica $343 $1,626

Cheapest car insurance companies for Infiniti QX50

The Infiniti QX50 is the company’s most inexpensive SUV, with an MSRP starting at $38,050. The vehicle offers a variable compression turbo engine. Five trim options give you the chance to personalize your car to your liking. USAA offers the lowest rates for both minimum coverage and full coverage for the Infiniti QX50. If you are not a military member or veteran, however, Geico’s rates are also reasonable, and State Farm, Erie and Amica also feature low rates for Infiniti car insurance.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $351 $1,314
Geico $381 $1,696
State Farm $438 $1,448
Erie $413 $1,565
Amica $372 $1,457

Cheapest car insurance companies for Infiniti QX80

At the upper end of its range, Infiniti offers the QX80 for customers looking for a luxury ride in an SUV. The vehicle starts at $69,150, and it features a 400 horsepower V8 engine as a standard feature. The full-size three-row SUV has second-row captain’s chairs and comes with rear- or all-wheel drive. Erie’s average price of $333 for minimum coverage for the Infiniti QX80 is the lowest, followed by Amica and USAA. When it comes to full coverage, Erie also offers the lowest average annual premium.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $394 $1,723
Geico $404 $2,155
State Farm $417 $1,936
Erie $333 $1,614
Amica $354 $1,663

Other car insurance coverage for Infinitis

Buying a new car may be a good time to review your auto insurance coverage. You may even consider switching companies if you find a company that better fits your needs. There are plenty of insurers offering a range of coverage options, so getting quotes from several companies can be helpful.

Minimum coverage is the minimum amount of car insurance that any given state requires that you carry to drive legally. But if you cause an accident and the damages and injuries exceed your insurance limit, you will be responsible for the difference out of pocket. This can cause financial strain, depending on how serious the accident was and your financial health. Most insurance professionals recommend carrying more than your state’s minimum coverage.

Collision and comprehensive coverage, which are usually optional, may be worth considering when you are looking for the best car insurance for Infinitis. If you have a car loan, you will likely be required to carry this type of insurance. Even if you do not finance your vehicle, however, you may want to have these coverages to protect your own car from damages.

Other types of coverage include the following:

  • Medical payments or personal injury protection (PIP): You may be required to carry one of these coverages depending on your state. Although there are differences between medical payments and PIP, they both help to pay the medical bills for you and any passengers in your car after an accident, regardless of fault.
  • Gap coverage: This coverage option may be a good choice if you have a loan or lease on your vehicle. If your vehicle is totaled, gap coverage is designed to pay the difference between what you owe and the car’s value.
  • Uninsured/underinsured motorist coverage: Although minimum insurance limits are mandatory in most states, some drivers still forgo coverage. If you are hit by an uninsured motorist, uninsured motorist coverage will pay for your injuries and damages up to your policy limit. Underinsured motorist coverage pays for your damages when the at-fault party does not have enough coverage to pay the full amount.
  • Roadside assistance: Roadside assistance coverage is typically used to pay for the cost of a tow when your vehicle breaks down, but often also pays for service calls to change a tire or refuel your vehicle.

If you own an Infiniti, you likely take pride in your vehicle. Talking to your agent or a representative from your insurance company about your specific insurance needs may be a good idea. Your agent should be able to help you choose coverages to meet your needs.


Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers commute five days a week, drive 12,000 miles annually and were evaluated using the following cars:

  • Infiniti Q50
  • Infiniti Q60
  • Infiniti QX50
  • Infiniti QX80

These are sample rates and should only be used for comparative purposes.

Written by
Mary Van Keuren
Insurance Contributor
Mary Van Keuren has written for insurance domains such as, and for the past five years, specializing in home and auto insurance. She has also written extensively for consumer websites including and Prior to that, she worked as a writer in academia for several decades.
Reviewed by
Insurance Editor