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Insurance

Find news and advice on homeowners, renters, and auto insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Insurance Basics

Hands on steering wheel
Car insurance provides financial security to drivers and is often required to drive.
home with triangular roof and trees in background
Find out what home insurance covers and how much it typically costs.
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Learn the difference between common car insurance coverage types and how they work.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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True Cost of Auto Insurance in 2025

How much of your income will you spend on car insurance this year? Bankrate investigates.

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True Cost of Home Insurance in 2025

How much do Americans spend on home insurance? Bankrate investigates.

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Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Cop writing a ticket to a driver standing outside their car
Speed now, pay later. California speeding tickets raise insurance rates for years.
Cars in city
Bankrate helps high-risk drivers in NY explore their available insurance options.
People joyriding
Bankrate explains how being named high-risk impacts your car insurance rates.
Residential neighborhood
Find out how much insurance goes up for a speeding ticket in Georgia.
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How does gap insurance work in California? Bankrate explains.
Man sat in a cafe using his computer
If you need high-risk auto insurance in NJ, Bankrate has you covered.
A car parked in front of a Texas sign
Explore gap insurance in Texas: Your car loan safety net
The US Capitol building is seen behind a barricade amidst the government shutdown
More than 4.7 million homeowners depend on the National Flood Insurance Program (NFIP) for financial protection against flooding, covering roughly $1.3 trillion in property value. But when the government [...]
Cop writing a ticket to a driver standing outside their car
Speed now, pay later. California speeding tickets raise insurance rates for years.
Cars in city
Bankrate helps high-risk drivers in NY explore their available insurance options.
People joyriding
Bankrate explains how being named high-risk impacts your car insurance rates.
Residential neighborhood
Find out how much insurance goes up for a speeding ticket in Georgia.
designed image outline of state of california with black sedan in foreground
How does gap insurance work in California? Bankrate explains.
Man sat in a cafe using his computer
If you need high-risk auto insurance in NJ, Bankrate has you covered.
A car parked in front of a Texas sign
Explore gap insurance in Texas: Your car loan safety net
Car made out of money
Insurance is the priciest hidden cost of car ownership.
House
A guide to help you understand homeowners insurance policies and coverage options.
Mixed-race couple is discussing their finances with a professional. There is a graphic overlay with some solid colors and design elements to make the image pop.
Do you need a home insurance binder? Find out with Bankrate.
Someone sitting next to a small portal space heater.
Homeowners insurance does not always cover space heaters. Bankrate explains.
Los Angeles cityscape with palm trees and plumes of smoke in the sky
Historic fires and insurance changes create an uncertain future for CA homeowners.
House covered in snow
Colorado’s FAIR Plan offers last-resort insurance. But at what cost?
Shot of homes in a residential area.
An elevation certificate may help reduce your flood insurance cost. Learn how.
After the storm
Home insurance covers some natural disasters — but not all of them.
A shot of an empty living room with a blue wall and a white chair.
What kind of insurance do you need if you own a vacant home? Bankrate explains.
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