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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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Know the differences between these debt products before you put your home on the line.
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It’s a hybrid product that can combine the best of both borrowing worlds.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
Couple sits in new home with moving boxes
If you’re looking to borrow money, you’re probably benefiting from this law.
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Yes, your for-profit property can be a cash source for you.
Couple sitting on a couch in front of a laptop
Tapping home equity can be a smart move, but don’t get trapped by surprise terms.
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Why and how your home can be the foundation of your family’s fortune.
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You don’t have to spend a fortune to boost your property’s worth.
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