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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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It can add some extra glitter to those golden years. But there are pitfalls to using it too.
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Should homeowner you help out entrepreneurial you?
Couple sits on the couch in their new home
It’s the thing that puts your house on the line if you miss mortgage payments.
Mother helping daughter move boxes into car for college
Could be an A+ idea, if you consider all the pros and cons first.
family in their kitchen
Yes, you get charged for getting out of debt early. Here’s why.
Illustrated collage featuring blocks that say: "For rent"
If you have a sufficient ownership stake in it — yes. But it may not be the best move.
Two houses with illustrated circle on the horizon
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
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Along with strategies to stay solvent during your redo.
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