
12 of the best personal finance podcasts of 2022
Podcasts are a convenient way for savers to boost their personal finance knowledge.
Derogatory describes a negative mark on your credit. Bankrate explains.
Derogatory is how lenders describe negative marks in someone’s credit history. Derogatory information can hurt someone’s credit score and prevent her from taking out a loan. It can also stay on a credit report for as long as 10 years.
When derogatory information is reported to credit bureaus, it appears on the borrower’s credit report and could hurt her credit score. Most stay on the credit report for seven years, with some exceptions. Derogatory information includes:
Lenders can use a derogatory mark on a person’s credit report to deny him a loan or credit card, or to offer him loans with poor rates.
Do you have bad credit but still need a personal loan? Bankrate can help you find the best one.
Ted lost his home after defaulting on a mortgage. The foreclosure was reported in his credit history, and he now has trouble qualifying for a decent rate on a new loan. The derogatory mark stays on his credit history for seven years while he rebuilds his finances.
Podcasts are a convenient way for savers to boost their personal finance knowledge.
These 10 money-themed books can help you improve your finances.
There are many ways scammers can steal identities and use them for gain, usually of a financial nature.
A significant portion of Americans experience financial worries.
Identity theft is a term that covers a variety of crimes in which someone steals another person’s personal information.
Look for a plan with a reputable provider that offers services that make you feel confident.
If you discover the breach early and act without delay, you could minimize the damage.
Here’s a breakdown of where identity theft occurs most often, according to FTC data.
Stay alert and don’t think identity theft can’t happen to you.