- Rewards rate: 8X points per dollar on eligible purchases made at Wyndham Hotels and gas, 5X points per dollar on eligible marketing, advertising and utilities and 1X point per dollar on all other purchases (excluding Wyndham Timeshare resorts down payments)
- Welcome offer: 45,000 points after spending $1,000 within the first 90 days
- Annual fee: $95
- Purchase intro APR: 0 percent intro APR on Wyndham Timeshare Purchases for six billing cycles
- Balance transfer intro APR: None
- Regular APR: 20.49%, 24.49% or 29.49% Variable
Current welcome offer
New cardholders will receive 45,000 bonus points after spending $1,000 within the first 90 days of membership. This isn’t as lucrative as something like the Hilton Honors American Express Surpass® Card* that offers: 130,000 Hilton Honors Bonus Points and one Free Night Reward after you spend $2,000 in purchases in the first 3 months of card membership. The Chase Sapphire Preferred® Card, also a great starter travel card, offers 60,000 bonus points for cardholders who spend $4,000 in the first three months. The Wyndham Business Credit Card’s low spending requirement, however, does make the welcome offer more accessible for cardholders who may not be doing as much initial spending.
Two related Barclays credit cards, the Wyndham Rewards Earner® Card and the Wyndham Rewards Earner® Plus Card, offer similar bonuses but less of the perks aimed at business owners. Those two also require $1,000 of spending in the first 90 days, but the Wyndham Rewards Earner Card only gives 30,000 in bonus points compared to 45,000 that you would receive from the Wyndham Rewards Earner Plus. If you’re a frequenter of Wyndham hotels who would like a good welcome offer but don’t own a business, either of the two related cards may be better credit card offers.
The Wyndham Rewards Earner Business Card earns 8X points per dollar for eligible gas and Wyndham hotel purchases, 5X points per dollar on eligible business-related purchases (marketing, advertising and utilities) and 1X point per dollar on all other purchases (excluding Wyndham timeshare resorts down payments).
Each year on the cardholder’s anniversary date of activating their membership, 15,000 bonus points are automatically awarded. Other rewards credit cards have comparable points systems, but few offer that amount of automatic bonus points annually.
There is no limit to the amount of points that cardholders can earn. For all of your business travel, qualifying purchases made at any of Wyndham’s locations will earn 8X points per dollar.
Gas purchases are also eligible for 8X points per dollar. Business spending on eligible marketing, advertising and utilities expenses earn 5X points per dollar. All other purchases that your business may require, such as supplies, inventory or maintenance, receive 1X point per dollar (Wyndham timeshare resort down payments are excluded and will not earn points.).
Cardholders can redeem points earned on the Wyndham Business Credit Card for a discounted night at any of Wyndham’s 9,000+ international locations. For other traveling expenses, points can be used toward gift cards, shopping or airline transfers.
Wyndham Hotels also have a “go free” redemption option that gives members a free night at a participating hotel. You can redeem 7,500 to 30,000 points for a night or 15,000 to 30,000 points per bedroom at participating resorts and vacation rentals. Cardholders also receive a 10 percent redemption discount for redeeming “go free” awards.
Points earned on the Wyndham Business Credit Card also never expire as long as your membership is active.
How much are points worth?
According to our recent points and miles valuation, Wyndham Rewards points are worth up to 0.9 cents on average. The biggest value in redeeming points earned on your Wyndham Rewards Earner Business Card comes from Wyndham hotel stays. A free night generally costs 7,500 points, 15,000 points or 30,000 points depending on the property. This means your 15,000 annual bonus points gives you at least one automatic free stay.
Points that are redeemed for gift cards, shopping or airline transfers offer less value. Gift cards offer the lowest worth at just 0.4 cents per point.