Citi carries different credit cards that can satisfy a variety of needs. In addition to popular rewards cards for consumers, Citi issues numerous other types of cards, including business credit cards, balance transfer cards and even a secured credit card. Depending on your credit score and the features that matter most to you, Citi may have just what you’re looking for. Here’s a look at the main types of Citi cards.
Cash back Citi credit cards
Citi cash back credit cards charge no annual fee and are geared toward people looking for less hassle in how they earn cash rewards on their purchases.
We recommend: The Citi Double Cash Card and the Citi Custom Cash Card.
Travel Citi credit cards
Citi offers one flagship travel rewards credit card and its primary draw is that the card casts a wide net when it comes to where you can earn rewards, including bonus categories and everyday expenses. You’ll earn points toward travel on everyday expenses like gas, supermarket purchases and restaurant meals, keeping in line with Citi’s tendency to offer hassle-free earning potential.
We recommend: The Citi Premier Card.
No-annual-fee Citi credit cards
If you’re looking to take advantage of a low-cost credit card that offers rewards and perks, Citi offers a number of no-annual-fee credit cards. Whether you’re looking to earn rewards or transfer and pay off existing debt, Citi has plenty of options that won’t come with the burden of a yearly fee being added on.
We recommend: The Citi Rewards+ Card.
Zero-percent intro APR Citi credit cards
Most Citi credit cards with 0 percent intro APR offers let you make payments on purchases and balance transfers for a limited time without worrying about interest charges. Some of these cards offer longer intro offers for balance transfers than they do for new purchases.
We recommend: The Citi Diamond Preferred card.
Co-branded Citi credit cards
Co-branded credit cards are a partnership between a credit card issuer and a merchant. Citi partners on rewards cards with big-name brands like American Airlines and its AAdvantage rewards program as well as the warehouse giant Costco.
We recommend: Citi / AAdvantage Platinum Select World Elite Mastercard.