Skip to Main Content

What counts as “entertainment” on the Capital One Savor cards?

Person picking up food
Syda Productions/Shutterstock
Bankrate Logo

Why you can trust Bankrate

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

There are a number of rewards cards that offer cash back for each dollar spent, although they don’t all work in the same way. Some cash back credit cards let you earn a flat rate of rewards regardless of what you buy, while others have rotating bonus points categories that change each quarter. From there, you’ll also find cash back cards that offer tiered rewards for different types of purchases.

The Capital One Savor Cash Rewards Credit Card and Capital One SavorOne Cash Rewards Credit Card are two popular rewards credit cards that fall in the latter category. Both offer bonus rewards for dining, entertainment, popular streaming services and grocery store purchases, yet the rewards rates vary based on annual fees and corresponding benefits.

What counts toward the Capital One Savor cards’ entertainment category?

While grocery store purchases and dining are pretty straightforward bonus categories, it’s easy to wonder what counts as “entertainment” with the Capital One Savor cards. Fortunately, Capital One spells out exactly which purchases count as entertainment on its website.

Purchases that count as entertainment with the Capital One Savor cards include:

  • Movie tickets
  • Theatrical promoters
  • Sports promoters
  • Amusement parks
  • Tourist attractions
  • Aquariums and zoos
  • Dance halls
  • Bowling alleys
  • Pool halls
  • Record stores

Purchases that do not count as entertainment with Capital One include:

  • Golf courses
  • Collegiate sporting events
  • Non-industry entertainment merchant codes like cable, digital streaming and membership services

Do popular streaming services count as entertainment?

Purchases from popular streaming services do not count as entertainment purchases. Instead, “popular streaming services” is its own category.

Purchases from popular streaming services that qualify for cash back include:

  • Netflix
  • Hulu
  • HBO Now
  • Peacock
  • Spotify
  • Disney+
  • ESPN+
  • FuboTV
  • Apple.com, iTunes and Apple Music
  • Bandcamp
  • DirecTV
  • Sirius XM
  • Sling TV
  • Starz Entertainment
  • Tidal

Purchases from popular streaming services that do not qualify for cash back include:

  • Prime Video
  • AT&T TV
  • Verizon Fios On Demand
  • Audiobook subscription services
  • Fitness programming

How you can earn in the entertainment category from home

If you’re not going out much right now, you may be wondering how you can maximize the bonus categories on this card. Fortunately, there are plenty of ways to take advantage of Savor Card entertainment rewards from the comfort of your home.

For example, both Savor cards offer 8 percent back on purchases from Vivid Seats until January 2023. If you’re planning to buy concert tickets or seats to a sporting event for next year or beyond, the Savor can help you rack up cash back fast in this category.

Also, keep in mind that Savor card entertainment bonuses apply equally to dining out. So, if you’re ordering takeout and picking it up from your favorite restaurant, you can earn bonus rewards on those purchases, too.

Lastly, use your Savor card for all eligible streaming purchases so you earn cash back while binging your favorite shows.

A closer look at the Savor and SavorOne

At this point, you’re probably wondering how much you could earn in rewards with the Savor card’s entertainment, popular streaming services and dining categories. While both let you rack in more rewards than usual in these bonus categories, how much you can earn depends on which of these Capital One credit cards you sign up for.

Generally speaking, you’ll choose the Savor card if you want a higher sign-up bonus and a better rewards rate for dining and entertainment. On the other hand, the SavorOne card might be a better choice if you’re willing to earn a lower rewards rate in exchange for no annual fee.

Capital One Savor Cash Rewards Credit Card

  • $300 cash bonus when you spend $3,000 on your card within three months of account opening
  • 4 percent back on dining and entertainment, plus popular streaming services; 3 percent back at grocery stores (excluding Walmart and Target); 1 percent back on other purchases; 8 percent back on Vivid Seats until January 2023
  • Qualify for benefits like no foreign transaction fees, travel accident insurance, 24-hour travel assistance services and more
  • $95 annual fee

Capital One SavorOne Cash Rewards Credit Card

  • $200 cash bonus after you spend $500 on purchases within the first three months from account opening
  • 3 percent cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding Walmart and Target); 1 percent on all other purchases; 8 percent back on Vivid Seats until January 2023
  • Zero percent intro APR for balance transfers and purchases for the first 15 months (16.49 percent to 26.49 percent variable APR thereafter)
  • Qualify for benefits like no foreign transaction fees, travel accident insurance, 24-hour travel assistance services and more
  • No annual fee

How to get the most out of your Savor card

To get the most out of Savor card entertainment categories, you’ll want to use your credit card for all purchases that qualify for bonus rewards. With either card, this includes qualifying dining and entertainment purchases as outlined by Capital One. However, it’s worth noting that some merchants may use a category code other than “entertainment.” In this case, any purchases made with these merchants would not qualify as entertainment purchases with Capital One. For example, some amusement parks may use the category code “merchandise” instead of “entertainment” for online tickets.

Also, keep in mind that both cards let you earn 3 percent back on grocery store purchases (excluding Walmart and Target). In the meantime, you may also be able to boost your rewards haul if you take advantage of the current bonus rewards offer for Vivid Seats.

Finally, to make the most of your Savor card, pay your credit card balance in full each month so you avoid interest charges. While the SavorOne card offers 0 percent intro APR on purchases and balance transfers for 15 months (followed by a variable APR of 16.49 percent to 26.49 percent).

The bottom line

If you want to maximize Capital One Savor entertainment bonus rewards, it’s smart to stay informed about which types of entertainment purchases count. Fortunately, this is a broad rewards category, so it’s easy for consumers to receive cash back on entertainment—plus popular streaming services and plenty of other categories.

The information about Capital One Savor Cash Rewards Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

Written by
Holly D. Johnson
Author, Award-Winning Writer
Holly Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
Edited by
Associate Editor