How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, likely making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
HUNTINGTON COUNTY scored 6 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.11.
One indication that HUNTINGTON COUNTY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.