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UNITY Visa® Secured Credit Card review

 /  5 min
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Snapshot

3.0

Bankrate rating
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Rating: 3 stars out of 5
UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Recommended credit score:(300 - 670)

Intro offer

N/A

Annual fee

$39

Regular APR

17.99% (Fixed)

3.0

Bankrate score

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UNITY Visa Secured Credit Card Overview

What are the advantages and disadvantages?

Pros

  • Checkmark Icon

    Build your credit score with responsible use

  • Checkmark Icon

    Lower intro balance transfer APR

Cons

  • Annual fee and fee for increasing your credit limit

  • Must provide a refundable security deposit to get a line of credit

  • No rewards or welcome offer

A deeper look at the current card offer

Key cardholder perks

How the UNITY Visa Secured Credit Card compares to other credit-building cards

Image of UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Annual fee

$39

Intro offer

N/A

Rewards rate

N/A

Recommended Credit Score

Bad to Fair (300 – 670)
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Image of Capital One Platinum Secured Credit Card

Annual fee

$0

Intro offer

N/A

Rewards rate

N/A

Recommended Credit Score

No Credit History
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Image of Discover it® Secured Credit Card

Annual fee

$0

Intro offer

Cashback Match™
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Rewards rate

1% - 2%
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Recommended Credit Score

No Credit History
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Bankrate’s take—Is the UNITY Visa secured credit card worth it?

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.