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American Airlines has been in the game for over 90 years. And with more than 300 destinations to choose from, they’ve made it their business to ensure that customers have a quality travel experience. Part of that quality experience includes providing a valuable credit card. If you’re in the market for an airline rewards credit card and American is your airline of choice, let’s take a closer look at what they have to offer.
AAdvantage Loyalty Program vs American Airlines credit card
AAdvantage is a membership service that will help you earn miles on American Airlines flights and with their oneworld® alliance partners. However, you can’t use your membership card to book flights, or make any other travel related purchases until you’ve earned enough miles to do so. That’s where an American Airlines credit card comes in.
- With an American Airlines credit card, you’re able to:
- Book flights and cover other flight-related costs with no issues
- Enjoy perks like a free checked bag, priority boarding and access to the Admirals Club
- Earn valuable miles with purchases that you can add to your membership
- Make any purchases where credit cards are accepted
American Airlines cards for your travel needs
Different travel purposes mean different travel needs. Some travelers are jetsetters, constantly on the go for their travel blogs. Others are business owners, traveling to meet with partners and scout new markets. Whatever your reason for traveling, there is an American Airlines card for you. Here are some options that meet different travel needs.
|Cards||Rewards Rate||Welcome Offer||Annual Fee|
|Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®||2 miles per $1 at gas stations, restaurants, and eligible AA purchases
1 mile per $1 on other purchases
|50,000 miles with $2,500 spent in the first 3 months||$99 (waived for the first 12 months)|
|Citi® / AAdvantage® Executive World Elite™ Mastercard®||2 miles per $1 on eligible AA purchases
1 mile per $1 on other purchases
|50,000 miles with $5,000 spent within the first 3 months||$450|
|CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®||2 miles per $1 on eligible AA purchases, telecommunications merchants, cable and satellite providers, car rentals and gas stations
1 miles per $1 on other purchases
|65,000 miles with $4,000 spent within the first 4 months||$99 (waived for the first 12 months)|
|Capital One® Venture® Rewards Credit Card||2 miles per dollar spent||50,000-mile with $3,000 spent in the first 3 months||$95 (waived for the first 12 months)|
You’ve always wanted to go to Sydney and finally have the vacation time to make the trip worth it. American Airlines offers loyalty credit cards to help you pay for your adventures and enjoy perks along the way.
The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® offers a bonus of 50,000 miles with $2,500 spent in the first 3 months.. You’ll also get preferred boarding on qualifying flights. And the annual fee is waived for the first 12 months (then $99 annually), so you can put that money towards your next travel purchase.
If you’re already a frequent flyer with American Airlines, the Citi® / AAdvantage® Executive World Elite™ Mastercard® could be a good option.This card has a pretty hefty $450 annual fee, but it offers some amazing perks. You’ll get Admirals club membership (with guest access for immediate family or up to two travel buddies) which is a lifesaver for long layovers. The Admirals club offers travel assistance and snacks. And in select locations, you’ll find other perks like house drinks, shower service, and a business center. This card also offers priority boarding on qualifying flights, along with free checked bags for you and up to eight travel buddies.
If you’re a business owner on the go, American Airlines cards has an option for you, too.
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a business travel card offered through a partnership with Citi and American Airlines. If you are a frequent flyer with American Airlines and most of your travel is domestic, this card is a good option. It offers a free checked bag on domestic flights for you and up to four travel buddies on the same reservation. It also gives you 25% off in-flight Wi-Fi. You’ll earn 2 miles on several purchases, including at gas stations. You can also earn towards an American Airlines companion certificate. The annual fee is also waived during the first year, then $99.
You’re planning a backpacking trip around Europe and you are on a budget. You know that American Airlines flies all over Europe, but you have to prioritize cost. If you’re using budget travel sites to book flights, you may not be able to choose your airline.
In cases like this, a rewards card like the Capital One® Venture® Rewards Credit Card would be a good option. This card offers 2 miles on every purchase, no blackout dates and waives the annual fee for the first 12 months, then $95 each year. On top of that, Capital One has partnered with some travel loyalty programs in the oneworld alliance, including Finnair, Cathay Pacific, and Qantas. This means you can still earn transfer miles to add to your AAdvantage miles bank.
The AAdvantage program is a great way to start earning miles towards future travel. However, if you want to maximize your earning potential, an AAdvantage travel card is the way to go. These cards help you earn miles on purchases and receive other flight perks.
Read more about our top airline credit card picks for 2019.
Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.