Citizens Bank Platinum Plus Checking offers the highest interest rates of Citizen’s checking accounts. The $25 monthly fee is waivable with $25,000 in combined monthly balances and either $5,000 deposits per pay period or an average daily checking balance of $10,000. Any amount can open the account and four transactions outside the Citizen Bank ATM network are free. Citizens charges $35 per item paid on overdrawn accounts.
Other options include One Deposit Checking, which has a waivable $9.99 monthly maintenance fee but no interest, and the Citizens Bank Platinum Checking with a $25 fee and tiered-interest rates.