The Federal Reserve and Your Money

Latest Articles

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  CD rates forecast for 2023: Expect yields to peak before leveling off due to slowing economy

  You can find a CD account that significantly out-earns the national average if you shop around among banks.

  3 min read Jan 03, 2023
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  Home equity rate forecast for 2023: Rates will keep climbing

  Rates on home equity loans and HELOCs should rise, according to Bankrate’s expert. Here’s how much.

  2 min read Jan 03, 2023
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  Mortgage rate forecast for January 2023: Rates could yo-yo

  New year, new rates? It all depends on inflation, the Fed, and if a recession looms.

  5 min read Jan 01, 2023
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  Survey: 10-year Treasury yield to rise even higher over the next year, experts say

  Analysts were nearly split on whether rates would be higher or lower a year from now.

  3 min read Dec 20, 2022
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  Survey: 66% of Americans don’t see their finances improving in 2023

  Americans are course correcting their finances amid a likely shaky economy in 2023.

  5 min read Dec 19, 2022
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  Top 20 strategies for CD savers

  These tips can help maximize your savings using certificates of deposit.

  9 min read Dec 16, 2022
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  Fed raises rates by half a point, sees rates topping 5% in 2023

  The Fed’s inflation fight is far from over.

  7 min read Dec 14, 2022
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  What is a bank holding company? Definition and examples

  A bank holding company owns a controlling interest in one or more banks.

  2 min read Dec 05, 2022
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  Mortgage rate forecast for December 2022: A celebratory pause?

  This year has been one of the most challenging in which to forecast mortgage rates thanks to unprecedented volatility.

  5 min read Dec 01, 2022
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  Calendar: What’s driving mortgage rates the week of Nov. 28-Dec. 2, 2022

  Mortgage market players will closely watch Friday’s jobs report.

  1 min read Nov 28, 2022
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  Survey: Majority of Americans are delaying milestones and activities because of the economy

  As inflation soars, most Americans say the economy has harmed their quality of life.

  6 min read Nov 17, 2022
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  How would credit card issuers react to a recession?

  A recession appears increasingly likely; here’s what it could mean for the credit card industry.

  5 min read Nov 04, 2022
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  What is stagflation, explained — and whether the crisis may return for the first time in 40 years

  Some consumers may be feeling the pinch of stagflation already.

  7 min read Nov 03, 2022
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  Housing market needs to get back in balance, Fed’s Powell says

  Chairman Jerome Powell’s thoughts on the housing market in the most recent Fed meeting.

  3 min read Nov 02, 2022
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  Fed hikes interest rates by 0.75 percentage point for fourth straight meeting

  Rates are now at a near 15-year high, but what comes next?

  7 min read Nov 02, 2022
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  Mortgage rate forecast for November 2022: Rates get frostier

  The holidays are mere weeks away, but there’s not much to celebrate about the mortgage rate climate.

  4 min read Nov 01, 2022
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  Survey: 43% of Americans say their finances are worse now than when Biden was elected

  Americans were also more likely to blame Washington policymakers than credit them.

  8 min read Oct 31, 2022
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  A Not-So-Great Resignation? Workers who found a better-paying role feel less job security as recession fears rise

  They may have found a better-paying job, but are those workers better off?

  13 min read Oct 20, 2022
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  All the ways a president can (and can’t) influence the Federal Reserve

  Presidents may affect the world’s most powerful central bank more than you think.

  7 min read Oct 07, 2022
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  Survey: Experts see massive hiring slowdown and surging unemployment a year from now

  How long will the job market hold up amid the Fed’s rapid rate hikes?

  4 min read Oct 05, 2022