Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Banking data studies
A majority (81%) of Americans did not increase their emergency savings this year
Over 1 in 4 workers are more worried about job security since 2025 began.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles
After facing a rent increase, I’m moving to Washington, D.C. to save $24,000 over two years.
Here’s what you need to know about tapping into your emergency fund.
Take these simple steps to jumpstart your savings plan for a new car.
On average, Americans have kept the same bank accounts for over a decade.
The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
Here’s the difference between APY and interest rate.
A bounced check is something that should be avoided. Here’s what you need to know.
Learn why you need to check your APY.
Here’s everything you need to know about high-yield savings accounts.
Comparing savings rates can ensure you get the best return on your savings.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
The best account to save your money will vary by your goal.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
Interest is the price you pay to borrow money or the cost you charge to lend money.
How Reg. D impacts your savings account and why it pays to check with your bank.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Planning for retirement? Here’s what you need to know about IRA CDs.
Take a look at the days when CDs were offering investors double-digit returns.
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.
CD terms can range from three months to five years. Learn which one is right for you.
Find out what happens to CDs that are set to mature.
Here are differences between CDs and share certificates, and which one to choose.
These credit unions offer great rates and top-notch features — and many make it easy to join.
The best account to save your money will vary by your goal.
Get the latest rates on top-yielding money market accounts.
How Reg. D impacts your savings account and why it pays to check with your bank.
CD terms can range from three months to five years. Learn which one is right for you.
Expect yields to continue trending downward in 2026.
These accounts sound similar, but there are some key differences to know.
Our top 5 picks scored highly for access, range of products and digital options.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Early access to direct deposited funds can make managing your budget a bit easier.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Here are simple steps to take to avoid paying checking account fees.
Consumers without a bank account face hurdles when trying to cash a check.
This old-school way of paying is still in demand. Here’s everything you need to know.
Over time, ATM fees have climbed. Here’s what you need to know.
Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.