Debit Cards

Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.

Explore debit card basics

Smiling businessman making payment with credit card

Debit cards can offer additional perks to help you save more of your money.

Man paying with credit card while shopping with woman at supermarket

Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.

woman sitting on her couch and looking at her phone and credit card

Knowing your limit before making a purchase can help you make smarter decisions.

Use your debit card wisely

DEBIT

Where to avoid using your debit card

Just because you can use your debit card almost anywhere doesn’t mean you always should. Bankrate's experts keep you informed on the risky places to avoid swiping your debit card.

Checking

Daily ATM withdrawal limits

It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.

Checking

Available account balance vs. current balance

Understand the differences between the two balances you may see when looking at your bank account.

BANKING

Checking account and ATM fee study

Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

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Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

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The trusted provider of accurate rates and financial information

Debit Cards

Explore debit card basics

6 lesser-known debit card perks (and how they can help you save)

Prepaid cards vs. debit cards

Debit-card spending limits: How to increase yours

Use your debit card wisely

Where to avoid using your debit card

Daily ATM withdrawal limits

Available account balance vs. current balance

Checking account and ATM fee study

Experts in all things banking

What is a checking account?

13 types of checking accounts

Comparing checking accounts: 7 top features to look for

Checking account fees: What they are and how to avoid them

How to write a check: A step-by-step guide

How to deposit a check

What is direct deposit? Here’s how it works

Best Checking Accounts

Latest articles

What is a second-chance checking account? Here’s everything you need to know

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Banks that have cut or eliminated overdraft fees

What is a checking account?

Where can I cash a check without a bank account?

What is a certified check? Definition, uses and cost

Debit-card spending limits: How to increase yours

Where is the account number and routing number on a check?

What is the average interest rate for savings accounts?

Current CD rates for July 2025

National average money market account rates for July 2025

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