Debit Cards
Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.
Explore debit card basics
Debit cards can offer additional perks to help you save more of your money.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Knowing your limit before making a purchase can help you make smarter decisions.
Use your debit card wisely
Checking
Daily ATM withdrawal limits
It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.
Checking
Available account balance vs. current balance
Understand the differences between the two balances you may see when looking at your bank account.
BANKING
Checking account and ATM fee study
Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Learn more
- Introduction to Checking Accounts
Spend money, pay bills, write checks or make fund transfers with a checking account.
Check out the 13 different types of checking accounts.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Here are simple steps to take to avoid paying checking account fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
There are several ways to deposit a check — some are simpler than others.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
Latest articles
Ever heard of a neobank? If not, here’s what you need to know.
Stop wasting time writing checks. Learn the faster, safer way to pay.
Most rental car companies make you take extra steps to rent with a debit card.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Follow these tips for the lowest fees and highest rates when opening an account.
Learn about the benefits of having multiple bank accounts and what to look for.
Watch for these money headaches if your bank fails and no other bank takes over.
Vivian Thornton received quite a shock when she logged onto her bank account and noticed an unfamiliar debit charge for concert tickets totaling more than $2,000. In fact, the hefty charge had brought [...]
A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]
Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Consumers without a bank account face hurdles when trying to cash a check.
Learn the key characteristics of certified checks and how they differ from other types of payments.
Knowing your limit before making a purchase can help you make smarter decisions.
Finding the account number on a check is easy — if you know where to look.
Comparing savings rates can ensure you get the best return on your savings.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Get the latest rates on top-yielding money market accounts.
How much money you keep at home depends on your personal situation, including your need for cash in everyday life as well as in an emergency situation. Some experts recommend keeping a minimal amount of [...]
Walk away with stacks of cash just for opening a checking or savings account.
Breaking up with your old bank need not be a heartbreaking process. Here’s how.
With a bit of planning, you can reduce your grocery bill. Here’s how.
Businesses may now be starting to pass along higher costs from tariffs to consumers.
The trusted provider of accurate rates and financial information