Buying A Home
Buying a home is a big step. Here is advice, rates and more to buy the home of your dreams.
Latest Articles
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Mortgage rate forecast: December 2025
Bankrate analysts and others weigh in on what to expect for mortgage rates in December.
4 min read Dec 01, 2025 -
Does mortgage prequalification affect your credit score?
Prequalification does not negatively affect your credit score — but getting preapproved does.
5 min read Nov 14, 2025 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
9 min read Oct 31, 2025 -
Guide to Fannie Mae’s HomeReady mortgage program
It can be a route to homeownership for those with lower incomes.
4 min read Oct 24, 2025 -
What is the typical down payment on a house?
The typical mortgage down payment might not be as much as you think.
5 min read Oct 08, 2025 -
Prequalified vs. preapproved: What’s the difference?
They sound similar, but only one assures home sellers you’re a serious buyer.
3 min read Sep 30, 2025 -
How to shop for a mortgage without hurting your credit score
A credit drop is inevitable, but there are ways to minimize it.
6 min read Sep 29, 2025 -
Mortgage application: What’s included and tips to prepare
A mortgage application includes everything the lender needs to know to approve or deny your loan.
5 min read Sep 26, 2025 -
Should you apply for a mortgage online?
Most lenders offer a way to apply for a mortgage online, but it’s not for everyone. Here’s what to consider.
6 min read Sep 26, 2025 -
Guide to first-time homebuyer grants
There’s one key fact that separates first-time homebuyer grants from other forms of help.
7 min read Sep 26, 2025