Buying A Home
Buying a home is a big step. Here is advice, rates and more to buy the home of your dreams.
Latest Articles
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Bigger isn’t always better for homebuyers facing rising costs
The stats look bleak, but experts caution that if you can afford to buy, getting a smaller home is better than waiting on the sidelines.
3 min read May 28, 2025 -
What is lender-paid mortgage insurance?
LPMI allows you to forgo mortgage insurance, but you’ll have to stomach a higher interest rate.
4 min read May 28, 2025 -
‘Marry the house, date the rate’: Smart strategy or outdated advice?
When mortgage rates began rising in 2022, Americans responded by buying fewer homes. In an attempt to spur reluctant buyers to set aside their fears and make a move, many in the housing industry have begun [...]
4 min read May 20, 2025 -
How much flood insurance do mortgage lenders require?
If you need a mortgage for a home in a flood zone, your lender will likely require you to purchase flood insurance.
4 min read May 20, 2025 -
Why recession fears shouldn’t derail your homebuying plans
Unless you have specific reasons to be concerned about your job, a recession may actually be a good time to buy a home.
4 min read May 20, 2025 -
How a mortgage credit certificate (MCC) lowers the cost of borrowing
Mortgage credit certificates aim to make owning a home a more affordable reality.
6 min read May 20, 2025 -
How to prepare for FHA appraisal requirements
Learn about this key step in the FHA loan process, a cross between appraisal and home inspection.
6 min read May 19, 2025 -
What is an HFA loan?
HFA loans are designed to make homeownership more affordable.
5 min read May 12, 2025 -
How to write a letter of explanation for a mortgage
No need to panic, but it’s important to do it right. Your loan may depend on it.
6 min read May 07, 2025 -
Types of mortgage lenders and how to choose
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
5 min read May 05, 2025