Bankrate’s Best Banks of 2021: Readers’ Choice survey gift card official rules

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

Vote here for your favorite banks and credit unions in Bankrate’s Best Banks of 2021 Readers’ Choice survey. Submitted surveys will be entered to win one of five $100 Amazon gift cards.

In the poll, we ask for your name and email address, collect your IP address, and place a cookie on your browser to be sure we can enforce the rule of one vote per person. We’ll dispose of this information after voting ends, and we won’t use it for marketing purposes.

Eligibility:

The Bankrate Best Banks Survey (“Survey”) is offered to individuals who are legal residents of the 50 United States and the District of Columbia, who are at least 18 years old at the time of entry, and who complete the survey questions above. Employees, officers, and directors of Bankrate (“Sponsor”), their respective parent, affiliated and subsidiary companies, advertising and promotional agencies, webmasters, and web suppliers and persons engaged in the development of Survey materials (collectively, the “Promotional Entities”), and members of the immediate family (parents, siblings, children and spouse, wherever they reside) or household (whether or not related) of such employees, officers and directors are not eligible to enter or win. By participating, you agree to these Official Rules and all decisions of Sponsor, which are final and binding in all respects. Void where prohibited.

Survey Period:

The Survey begins Dec. 1 , 2020 at 6 a.m. Eastern Time (“ET”) and ends on Dec. 31, 2020 at 11:59:59 p.m. ET (the “Survey Period”).

Late submissions will not be accepted.  The server hosting the Website is the official clock for the Survey.

How to Enter:

No purchase necessary to enter or win. A purchase will not improve your chances of winning. Enter online by filling in the online entry form, filling in your contact information, including your name and e-mail address, reading and agreeing to these Official Rules, and clicking on the “Submit” button to submit your entry.

Limit one entry per person/e-mail address during the entire Survey Period. Additional entries from the same person/e-mail address will be disqualified in Sponsor’s sole discretion. Incomplete or garbled entries will be disqualified. If you enter using a mobile device, standard data charges may apply from your carrier.

By submitting an entry to the Survey, you hereby grant to Sponsor a perpetual, worldwide, irrevocable, royalty-free license in and to your responses, so that Sponsor has the right to use, not use, display, post, publish, copy, edit, and create derivative works from the essay submitted in the entry in any and all media, worldwide, without limitation or further obligation to you or any other party. Entries containing or describing nudity, violence, discrimination, or other content deemed inconsistent with the Bankrate brand, as determined in Sponsor’s sole discretion, will be disqualified. Sponsor may select entries or excerpts from entries to post on the Website or on its social media pages both during and after the Survey.  By submitting an entry into the Survey, you specifically agree to such posting.

SELECTION AND CONFIRMATION OF WINNERS:

At the end of the Survey Period, five entries will be selected at random from the total number of submissions into the Survey.

If Sponsor is unable to confirm winners for a prize after three attempts, Sponsor may allow any unclaimed prizes to remain unawarded. Prizes will be emailed to the address provided for each winner within four to eight weeks following confirmation. Returned prizes will not be awarded. Sponsor reserves the right not to award all the prizes if it receives an insufficient number of qualified entries, determined in its sole discretion.

PRIZES:

Five entries will receive a $100 Amazon gift card. Winners are responsible for any applicable local, state and federal taxes associated with the prize.

GENERAL CONDITIONS:

All participants (a) agree that the Promotional Entities and their respective parents, subsidiaries and affiliated companies, advertising and promotion agencies, and each of their respective officers, directors, employees, representatives and agents will have no liability whatsoever for, and shall be indemnified and held harmless by participants against any liability for, any injuries, losses or damages of any kind to person(s), including, without limitation, death, or property resulting in whole or in part, directly or indirectly, from the acceptance, possession, misuse or use of prize (and/or any prize components), or participation in this Survey or Survey-related activities and (b) acknowledge that said parties have neither made nor are in any manner responsible for any warranty, representation or guarantee, express or implied, in law or in fact, relative to the prize (and/or any prize components), including but not limited to, their quality, merchantability or fitness for the intended purpose.

IN NO EVENT WILL PROMOTIONAL ENTITIES, THEIR RESPECTIVE PARENTS, AFFILIATES, SUBSIDIARIES AND RELATED COMPANIES, THEIR ADVERTISING OR PROMOTION AGENCIES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO AND USE OF THE WEBSITE OR DOWNLOADING FROM AND/OR PRINTING MATERIAL DOWNLOADED FROM THE WEBSITE. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THE WEBSITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON- INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.

DISPUTE RESOLUTION/CHOICE OF LAW:

Except where prohibited by law, participants agree that: (a) any and all disputes, claims, and causes of action arising out of or connected with these Official Rules or this Survey (and/or the rights and obligations of Sponsor and/or participant in conjunction therewith) (collectively, “Disputes”) shall be resolved individually, without resort to any form of class action; (b) any and all Disputes shall be resolved exclusively in an action in state or federal court in the State of South Carolina; (c) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with participating in this Survey but in no event attorneys’ fees; (d) under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased; and (e) THEY WAIVE AND HEREBY DO WAIVE THEIR RIGHT TO A TRIAL BY JURY IN ANY SUCH ACTION. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or this Survey (and/or the rights and obligations of Sponsor vis-à-vis participant and participant vis-à-vis Sponsor in conjunction therewith) shall be governed by, and construed in accordance with, the laws of the State of South Carolina without regard for conflicts of law/choice of law doctrine of South Carolina or of any other jurisdiction.

SPONSOR:

Bankrate, 1101 Red Ventures Drive, Fort Mill, SC 29707 is the Sponsor of this Contest.