Credit

Latest Articles

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  Should you cancel an unused credit card?

  Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.

  4 min read Jul 14, 2023
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  How much available credit should you have?

  You should accept as much credit as you qualify for, but use it responsibly.

  3 min read Jul 13, 2023
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  What is the Chase 5/24 rule?

  If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.

  4 min read Jul 20, 2023
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  Is Experian Boost worth it?

  Experian Boost is a credit-building tool that lets you use alternative data to boost your score. It’s free to use and boosts scores by 12 points on average, yet there are a few downsides to consider [...]

  6 min read Jun 22, 2023
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  Bad credit can affect your mental and physical health

  Bad credit can impact your health, both physical and mental.

  5 min read Mar 14, 2024
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  Should you pay your credit card bill early?

  Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

  4 min read Apr 20, 2023
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  How does inflation impact your credit?

  Inflation could impact your credit score in several ways.

  4 min read Apr 19, 2023
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  5 ways to build credit with no credit history

  There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.

  5 min read Aug 15, 2024
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  Hard credit check vs. soft credit check: What’s the difference?

  Not all credit inquiries are equal. Here’s what you need to know.

  5 min read Jun 20, 2024
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  How to upgrade credit cards with the same issuer

  Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.

  5 min read Mar 24, 2023