Credit
Find the latest advice on managing your credit, and apply for a free credit report today.
Editor's Picks
Latest Articles
-
How to read a credit report
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
7 min read Mar 27, 2024 -
7 reasons your credit card was declined — and how you can respond
Prevent rejection at the register by looking out for these common reasons credit cards are declined.
8 min read Mar 11, 2024 -
How credit cards can help you deal with lost luggage
Many top rewards credit cards include lost or delayed baggage insurance.
5 min read Feb 12, 2024 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Jan 17, 2024 -
Best balance transfer cards with no balance transfer fee
Learn our picks for the best balance transfer cards with no balance transfer fee.
4 min read Dec 13, 2023 -
UltraFICO: What it is and how it works
In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]
4 min read Dec 10, 2023 -
What does creditworthiness mean?
In the world of credit, lenders are always concerned about the creditworthiness of their customers and potential customers. But what does that mean exactly? Let’s take a closer look this week. What does [...]
3 min read Oct 23, 2023 -
How to check your credit score
How can you check your credit score? And why is it important to do this?
5 min read Aug 25, 2023 -
How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
8 min read Aug 11, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023