Credit

Latest Articles

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  Is Kikoff a good way to build credit?

  Where does Kikoff fit in the crowded landscape of credit building and rebuilding tools?

  5 min read Apr 05, 2024
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  Is a perfect credit score worth it?

  Luckily, you don’t have to have a perfect credit score to reap the benefits of near-perfect credit.

  5 min read Apr 03, 2024
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  How does a tax lien affect your credit score?

  Tax liens no longer appear on credit reports and should have no bearing on your credit score.

  4 min read Apr 01, 2024
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  Can you check your spouse’s credit report?

  It’s illegal to pull your partner’s credit, but couples should share reports. Here’s why.

  3 min read Apr 01, 2024
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  UltraFICO: What it is and how it works

  In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]

  4 min read Dec 10, 2023
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  How to check your credit score

  How can you check your credit score? And why is it important to do this?

  5 min read Aug 25, 2023
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  How much available credit should you have?

  You should accept as much credit as you qualify for, but use it responsibly.

  3 min read Jul 12, 2023
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  Is Experian Boost worth it?

  Experian Boost is a credit-building tool that lets you use alternative data to boost your score. It’s free to use and boosts scores by 12 points on average, yet there are a few downsides to consider [...]

  6 min read Jun 22, 2023
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  Bad credit can affect your mental and physical health

  Bad credit can impact your health, both physical and mental.

  5 min read Apr 24, 2023
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  5 ways to build credit with no credit history

  There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.

  5 min read Apr 18, 2023