Credit
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Latest Articles
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How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
8 min read Aug 11, 2023 -
When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Aug 10, 2023 -
What is a secured credit card and how does it work?
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
6 min read Aug 04, 2023 -
How to destroy a metal credit card
When scissors aren’t enough to destroy your metal credit cards, try these methods instead.
3 min read Jul 31, 2023 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
5 min read Jul 27, 2023 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Jul 27, 2023 -
What is credit history?
Your credit history reveals your creditworthiness and lenders use it to approve loans
7 min read Jul 25, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023 -
How much available credit should you have?
You should accept as much credit as you qualify for, but use it responsibly.
3 min read Jul 12, 2023 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
3 min read Jul 11, 2023