Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Discretionary income: Definition, how to calculate it and how it impacts your budget
Understanding discretionary income can help you with your budgeting strategy.
3 min read May 24, 2021 -
The costs of opening a restaurant
The initial investment includes a wide range of expenses. Here’s what to know.
6 min read May 21, 2021 -
What is disposable income? Definition, example and how it impacts your budget
Our guide tackles the basics of disposable income and how you can use it to budget.
2 min read May 13, 2021 -
Poll: Families get crash course in remote learning
A new school year unlike any other is coming and parents are bracing for impact to their wallets.
6 min read Mar 22, 2021 -
Stimulus checks: What consumers should consider doing with the money
These are tough times. But thoughtful choices can stretch the dollars you get.
4 min read Mar 18, 2021 -
These ‘fin-influencers’ share how to improve the way personal finance is taught
From more empathy to becoming less stigmatized, here’s how top influencers hope to see financial education change.
3 min read Feb 26, 2021 -
7 ways you can hurt your credit score
You could be damaging your credit without realizing it. Watch for these missteps.
5 min read Feb 25, 2021 -
How credit mix affects your credit score
When it comes to credit scores, payment history and credit utilization seem to grab the headlines. This is somewhat understandable, since the combination makes up the lion’s share of your FICO score [...]
4 min read Feb 04, 2021 -
Top tips for starting a successful side hustle from 5 successful side hustlers
With more money comes more opportunities.
3 min read Jan 29, 2021 -
Why are there different types of credit scores?
Both FICO and VantageScore offer different types of credit scores depending on what information lenders are requesting and which credit score model is being used.
5 min read Jan 22, 2021