Credit
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Latest Articles
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UltraFICO: What it is and how it works
In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]
4 min read Dec 10, 2023 -
What does creditworthiness mean?
In the world of credit, lenders are always concerned about the creditworthiness of their customers and potential customers. But what does that mean exactly? Let’s take a closer look this week. What does [...]
3 min read Oct 23, 2023 -
Is credit repair a scam?
Not all credit repair companies are bad. Some can actually help you build credit.
5 min read Jun 26, 2024 -
Best starter credit cards for 2023
A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.
7 min read Apr 23, 2024 -
How to check your credit score
How can you check your credit score? And why is it important to do this?
5 min read Aug 25, 2023 -
How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
8 min read Jan 17, 2024 -
What is a secured credit card and how does it work?
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
6 min read Mar 14, 2024 -
How to destroy a metal credit card
When scissors aren’t enough to destroy your metal credit cards, try these methods instead.
3 min read Jul 31, 2023 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
5 min read Jun 26, 2024 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023