Credit

Latest Articles

• Should you pay your credit card bill early?

  Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

  4 min read Nov 14, 2019

  

• Using credit-builder loans to boost your credit and savings comes with a big catch

  They’re not your silver bullet if you have bad credit and are struggling to save.

  3 min read Nov 01, 2019

  

• The history of credit cards

  The credit card craze started never let up. What will new changes to the system mean?

  6 min read Oct 28, 2019

  

• Boost your credit score by self-reporting

  A proactive approach can help consumers build a credit score when their payment history is thin. 

  4 min read Sep 10, 2019

  

• Finance charges: What they are and how you can avoid them

  Finance charges impact the balances you pay on your credit cards, but developing good credit habits can help you avoid them.

  2 min read Aug 19, 2019

  

• There are two federal laws that protect your credit — here’s what they are and what you need to know to keep your credit safe

  Familiarize yourself with your rights under two important federal protection laws.

  4 min read Jul 16, 2019

  

• Identity theft: 10 steps to recover if your identity is stolen

  If you’re a victim of identity theft, see how to reclaim your ID and restore your good name.

  6 min read Jul 09, 2019

  

• 6 items on credit report that scare lenders

  Good luck getting a decent loan if your record has any of these blemishes.

  4 min read May 19, 2019

  

• Divorce can seriously hurt your credit score – especially if you’re a woman

  If you fail to protect your credit during a divorce, your scores might suffer.

  4 min read Apr 10, 2019

  

• Hard credit check versus soft credit check: What’s the difference?

  Not all credit inquiries are equal. Here’s what you need to know.

  3 min read Mar 21, 2019