Credit

Latest Articles

• How credit card inactivity affects your credit score

  Here’s how you should be thinking about those unused credit cards in your wallet.

  3 min read Oct 21, 2019

  

• The average credit score you need for 5 common things, from cars to apartments

  From renting an apartment to getting a credit card, your credit score is key.

  3 min read May 24, 2019

  

• Here is the average credit score in every state

  The average VantageScore climbed to its highest level in 2018 since the Great Recession, Experian finds.

  3 min read May 22, 2019

  

• 6 items on credit report that scare lenders

  Good luck getting a decent loan if your record has any of these blemishes.

  4 min read May 19, 2019

  

• Divorce can seriously hurt your credit score – especially if you’re a woman

  If you fail to protect your credit during a divorce, your scores might suffer.

  4 min read Apr 10, 2019

  

• How to use a credit card

  Here’s how to choose and use your credit cards to hit your financial goals this year.

  7 min read Jan 21, 2020

  

• How to do a balance transfer with Citi

  See how a Citi balance transfer card can help you put a dent in credit card debt.

  5 min read Jan 13, 2020

  

• How I boosted my credit score by almost 100 points in one year

  It was hard to do, but not impossible by any means.

  4 min read Mar 28, 2019

  

• Hard credit check versus soft credit check: What’s the difference?

  Not all credit inquiries are equal. Here’s what you need to know.

  3 min read Mar 21, 2019

  

• It pays to be on time: How late payments ruin your credit score, finances

  If you want great credit scores, you need to make payments on time.

  4 min read Mar 11, 2019