Credit

Latest Articles

• 

  How to upgrade credit cards with the same issuer

  There are several benefits to upgrading your card with your current issuer.

  4 min read Dec 03, 2025
• 

  7 reasons your credit card was declined — and how you can respond

  Prevent rejection at the register by looking out for these common reasons credit cards are declined.

  7 min read Oct 22, 2025
• 

  Top credit-building apps of 2025

  Credit-building apps can help you improve your credits quickly and easily.

  3 min read Sep 24, 2025
• 

  What do the different versions of FICO scores mean?

  What are the different types of FICO credit scores?

  5 min read Sep 22, 2025
• 

  What credit score do you start with?

  Learn what credit score you start with and how to build good credit from scratch.

  7 min read Sep 16, 2025
• 

  What is a credit reporting agency?

  Credit bureaus create credit reports to track consumer finance habits.

  5 min read Sep 08, 2025
• 

  What is the Credit Repair Organizations Act?

  The Credit Repair Organizations Act regulates credit repair companies.

  7 min read Aug 25, 2025
• 

  What do the three major credit bureaus do?

  Equifax, Experian and TransUnion are the three major credit bureaus.

  7 min read Aug 25, 2025
• 

  What is a pay-for-delete letter?

  A pay-for-delete letter is one way to try to improve your credit score.

  6 min read Aug 24, 2025
• 

  What is a secured credit card and how does it work?

  Secured credit cards require a cash deposit in exchange for a small line of credit.

  7 min read Aug 11, 2025