Credit

Latest Articles

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  Different types of credit cards

  There are many different types of credit cards, each with a unique set of benefits and perks. Find out which type of card is right for you.

  10 min read Apr 08, 2025
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  How to build credit fast

  Know what steps to take to improve your credit score fast.

  7 min read Apr 07, 2025
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  Can you apply for a credit card while unemployed?

  Use these tips to continue building credit responsibly, even during a period of unemployment.

  6 min read Mar 19, 2025
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  What is a credit sweep?

  A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.

  5 min read Mar 11, 2025
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  What is a derogatory mark on your credit?

  A derogatory mark is a negative entry on a credit report.

  5 min read Mar 11, 2025
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  Will doing a voluntary reposession protect your credit?

  Voluntary repossession won’t necessarily help your credit.

  6 min read Feb 24, 2025
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  Should you pay your credit card bill early?

  Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

  4 min read Feb 24, 2025
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  When does debt fall off your credit report?

  Missed debt payments or collection accounts can stay on your report for 10 years.

  7 min read Feb 19, 2025
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  How race impacts credit: the history and effect on lending practices

  Anyone can build credit and policies now exist to combat lending discrimination.

  9 min read Feb 19, 2025
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  Can you use your cellphone bill to build credit?

  Use cellphone bills to aid credit though your provider doesn’t report them to bureaus

  6 min read Feb 14, 2025