Credit

Latest Articles

• How to read a credit report

  Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.

  8 min read Apr 05, 2021

  

• When is the best time to apply for a new credit card?

  The best time to apply for a credit card depends more on your financial situation than the calendar.

  7 min read Mar 23, 2021

  

• Credit scores up in all 50 states and D.C.

  The average VantageScore climbed to its highest level in 2018 since the Great Recession, Experian finds.

  5 min read Mar 10, 2021

  

• What is a secured credit card and how does it work?

  A secured credit card may be a good option if you need help improving your credit score.

  4 min read Feb 24, 2021

  

• The difference between FICO and other credit scores

  Thinking you only have one credit score is like believing pigs can fly. Here’s the real deal.

  4 min read Jan 28, 2021

  

• How credit card inactivity affects your credit score

  Here’s how you should be thinking about those unused credit cards in your wallet.

  4 min read Jan 28, 2021

  

• How requesting a credit limit increase affects your credit

  Getting a boost to your credit line can be helpful for your credit score and wallet, but you should make some decisions before calling your issuer.

  4 min read Jan 21, 2021

  

• How to improve your credit score

  Follow these steps to improve your credit score over time.

  6 min read Dec 18, 2020

  

• How a late payment affects your credit score

  Late payments can cause significant damage to your credit score, and they stay on your credit report for seven years.

  4 min read Dec 17, 2020

  

• What is a FICO score?

  Building a good FICO credit score is one of the best things you can do for your financial health.

  5 min read Dec 14, 2020