Credit

Latest Articles

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  What do the 3 credit bureaus do?

  Equifax, Experian and TransUnion are the three major credit bureaus that operate in line with the Fair Credit Reporting Act in order to collect and store data for consumer credit reports.

  4 min read May 23, 2022
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  Should you cancel an unused credit card?

  Closing a credit card may not be a smart move. Here’s what to consider before canceling that unused card.

  4 min read May 13, 2022
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  What is a good credit score?

  Earning and maintaining healthy credit can help you qualify for loans and competitive interest rates.

  4 min read Apr 20, 2022
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  How long does it take to raise your credit score?

  Depending on why it’s low, it can take months or even years to raise your credit score. Here’s what you need to know about how to rebuild your score.

  5 min read Apr 07, 2022
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  What is the Chase 5/24 rule?

  If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.

  4 min read Apr 06, 2022
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  How to clean up credit reports

  Errors are common in credit reports. Fix yours and you can boost your score.

  4 min read Jun 30, 2022
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  How to destroy a metal credit card

  When scissors aren’t enough to destroy your metal credit cards, try these methods instead.

  3 min read Mar 17, 2022
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  7 reasons your credit card was declined—and how you can respond

  Prevent rejection at the register by looking out for these common reasons credit cards are declined.

  7 min read Mar 17, 2022
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  How to build credit

  Your credit score has a huge impact on your financial life. The good news is that building credit isn’t hard. Here’s how to start improving your credit today.

  7 min read Mar 14, 2022
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  Best starter credit cards of 2022

  A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.

  6 min read Mar 03, 2022