Credit

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Latest Articles

7 ways you can hurt your credit score

You could be damaging your credit without realizing it. Watch for these missteps.

5 min read Feb 25, 2021
How credit mix affects your credit score

When it comes to credit scores, payment history and credit utilization seem to grab the headlines. This is somewhat understandable, since the combination makes up the lion’s share of your FICO score [...]

4 min read Feb 04, 2021
Why are there different types of credit scores?

Both FICO and VantageScore offer different types of credit scores depending on what information lenders are requesting and which credit score model is being used.

5 min read Jan 22, 2021
How to remove negative items from your credit report

If your credit score is not where you want it to be, you probably already know that it is the negative items on your credit report that bring your score down the most. These items will fall off eventually, [...]

5 min read Nov 05, 2020
What is rapid rescore?

Everyone knows that the rate you get on your mortgage can cost or save you thousands over the term of your home loan. But did you know that you may be able to influence (lower) that rate while you are [...]

5 min read Oct 01, 2020
How to pay your mortgage with a credit card

Learn how to earn credit card rewards by paying off your mortgage.

6 min read Sep 04, 2020
Does debt consolidation hurt credit?

You’ll need a financial plan in place, otherwise debt consolidation may be bad for your credit score in the long run. Here’s what you need to know.

6 min read Jan 22, 2020
Finance charges: What they are and how you can avoid them

Finance charges impact the balances you pay on your credit cards, but developing good credit habits can help you avoid them.

2 min read Aug 19, 2019
There are two federal laws that protect your credit — here’s what they are and what you need to know to keep your credit safe

Familiarize yourself with your rights under two important federal protection laws.

4 min read Jul 16, 2019
Divorce can seriously hurt your credit score – especially if you’re a woman

If you fail to protect your credit during a divorce, your scores might suffer.

4 min read Apr 10, 2019